Master planned$600K median
Painted Tree
The busiest new home community in McKinney, with lake, trails, and several builders. 155+ new homes sold.
Read the Painted Tree guideMoving to McKinney, Texas?
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McKinney, TX · New construction homes
New Construction Homes in McKinney, TX
Almost 3 of every 10 homes sold in McKinney last year were brand new. Compare communities, builders, and prices with real MLS numbers, then let PJ negotiate the incentives.
Shop by price
Find new homes in your budget
Under $400K259 sold, 17 listed
$400K to $500K153 sold, 54 listed
$500K to $700K400 sold, 107 listed
$700K to $1M110 sold, 68 listed
See all McKinney new construction
Live MLS results, new construction only. Builders also sell homes that never reach the MLS. Ask PJ for those.932New homes soldMcKinney, last 12 months
29%Of all McKinney salesWere brand new homes
$539KMedian new home priceAbout $199 per sq ft
254New homes for saleListed in the MLS, Oct 14
Source: NTREIS MLS, McKinney city, homes built 2025 or 2026, closed Oct 2025 to Oct 2026, plus active listings Oct 14, 2026.
Search by price
McKinney new construction by price
Every card opens live MLS listings of new construction homes in McKinney in that price range. Counts are new homes sold in the last 12 months.
Under $400K259 soldEntry level new homes in Simpson Crossing, Eastridge, Cypress Creek West, and Shaded Tree. Few left: 17 listed on Oct 14.See new homes under $400K →
$400K to $500K153 soldLarger plans from Trophy Signature, Lennar, and David Weekley, plus some Trinity Falls homes. 54 listed.See $400K to $500K →
$500K to $700K400 soldThe heart of the market: Painted Tree, Trinity Falls, Aster Park, Highland Lakes, and Erwin Farms. 107 listed.See $500K to $700K →
$700K to $1M110 soldLarger homesites and premium builders in master planned communities. 68 listed.See $700K to $1M →
$1M and up10 soldCustom and luxury new construction on the largest lots. 8 listed.See $1M+ new homes →
Every price932 soldOpen every new construction listing in McKinney and filter by builder, beds, garage, and school district.See all new homes →
Free new construction help
Real clients, real closings800+ Collin County buyers helped.
Current prices, incentives, and the real payment
Builders change prices and incentives every month. Tell PJ your budget and timeline and he will send the homes that fit, the incentives on each one, and what your payment looks like with each builder offer.
- Register PJ before your first visit. Most builders only pay a buyer agent who is registered on day one. PJ costs you nothing.
- Incentives compared side by side. Rate buydown, closing costs, or price cut, and which one saves you the most.
- One person for the home and the loan. REALTOR® and loan originator, NMLS #2280005.
One Strategy For The Home & The Financing
Most buyers search for the home and figure out the mortgage separately.
I help you look at both.
As a REALTOR® and mortgage professional, I can help you understand how the home price, negotiations, builder incentives, financing and monthly payment work together.
FIND THE RIGHT HOME
Homes that fit your needs
New construction
Resale homes
Builder incentives
Negotiation
UNDERSTAND NUMBERS
Down payment options
Mortgage Options
Monthly Payment
Closing Cost
Seller Credit
Make A Smarter Decision
Compare Your Options
Understand the real cost
Know what fits you
Decide whether buying now make sense
New construction vs resale
New or resale in McKinney? Compare both
New homes cost less per square foot but come with bigger floor plans, newer systems, and builder incentives. Resale homes usually have mature trees, finished yards, and no construction timeline. Both boxes open live listings.
Built 2025 or 2026$539KNew homes, median sold priceAbout $199 per sq ft and a median of 2,560 sq ft. 932 sold in the last 12 months, often with rate buydowns or closing cost help.See new construction →
Resale homes$481KResale homes, median sold priceAbout $209 per sq ft. Smaller on average, with established neighborhoods and often no PID or MUD.See resale homes →
Inside a new build
Newer systems, open plans, and builder warranties
A new home comes with a builder warranty, energy efficient systems, and a floor plan built for how people live now. The trade off is a construction timeline, a newer neighborhood, and upgrade costs that can add up fast.
Builder warrantyEnergy efficient systemsChoose your finishesRate buydowns available
Community guide
Top McKinney new construction communities
Communities with the most new home sales in the last 12 months. Every card opens live new construction listings or the full PJ community guide.
Master planned
Master planned$618K median
Trinity Falls
Trails, a lake, and resale plus new construction, including the Del Webb 55 and up section.
See Trinity Falls new homes
Six builders$630K median
Aster Park
All new construction in northwest McKinney, from the $440s to Toll Brothers luxury.
Read the Aster Park guide
Entry level$347K median
Simpson Crossing
Some of the lowest new home prices in McKinney, mostly single story plans.
See Simpson Crossing
Larger homes$649K median
Entry level$320K median
New construction$407K median
Entry level$377K median
New construction$562K median
New construction$584K median
Homes and townhomesTownhomes from the $390s
Ridgeline
Single family homes and townhomes with a resort style pool. Ask PJ about PID and MUD.
Read the Ridgeline guide
Prosper ISDFrom about $600K
Eliana
A newer McKinney community zoned to Prosper ISD, with M/I, Perry, and Southgate homes.
Read the Eliana guide
Free comparison
Want this month’s incentives?
Get the current price sheets and incentives for the McKinney communities in your budget.
Send me the incentivesPhotos are representative unless noted. Painted Tree sells under several section names in the MLS, so its true count is higher. Source: NTREIS MLS, Oct 2025 to Oct 2026.
Builder guide
Most active builders in McKinney
Builders ranked by new homes closed in the last 12 months. Each price link opens McKinney new construction in that builder’s typical price range.
Source: NTREIS MLS, McKinney city, homes built 2025 or 2026 closed Oct 2025 to Oct 2026. Normandy Homes (36) and D.R. Horton (33) round out the top ten. Builders that sell outside the MLS are not counted.
Builder incentives
The incentive is real money. Use it well.
Builders in McKinney regularly offer rate buydowns, closing cost credits, or price cuts on inventory homes. The best choice depends on your loan, your timeline, and how long you plan to stay. PJ prices out each option before you sign.
Rate buydownsClosing cost creditsInventory home discountsFree upgrades
Before you sign
Six things to compare before you sign a builder contract
Price versus total payment
Compare the final price, lot premium, upgrades, property taxes, insurance, HOA dues, and any PID or MUD. A tax estimate based on land alone can understate the future bill.
Rate incentive versus cash
Get the lender terms in writing. Is the rate temporary or permanent, which homes qualify, and is a preferred lender required?
Inventory home or build to order
A finished home moves fast and often carries the biggest discount. Building gives you choices, but adds months and upgrade decisions.
Inspections and warranty
Order your own inspection before drywall and before closing. A city inspection does not replace yours. Read the warranty and claim deadlines.
PID, MUD, and tax rate
Many new McKinney communities carry a PID or MUD. Ask for the total tax rate on the exact lot, not just the base rate. Ridgeline is one community to check if avoiding a PID matters to you.
School zoning
Most of McKinney is McKinney ISD, but some new communities, like Eliana, are zoned to Prosper ISD or Frisco ISD. Verify the address.
Buy new construction with your own advocate
The builder sales team works for the builder. PJ works for you, and because he is also a loan originator, he can compare the builder lender offer against 280+ wholesale lenders before you commit.
- Register PJ before you tour.Most builders only pay a buyer agent registered on the first visit.
- Compare communities and incentives.Price sheets, taxes, and incentives side by side.
- Negotiate and inspect.PJ negotiates the incentive and schedules your inspections.
Estimate a new home payment
$0/ month
- Principal + interest (30-yr)
- $0
- Property tax
- $0
- Homeowners insurance (est.)
- $0
- HOA + PID
- $0
Estimate only. Many new McKinney communities have a total tax rate above 2 percent once a PID or MUD is included. Insurance estimated at 0.6 percent of price per year.
Your McKinney real estate agent
One expert for the home and the loan
PJ Zaji helps buyers compare McKinney new construction communities and builders. He tracks price sheets and incentives each month and, as a loan originator, shows you which incentive actually lowers your cost the most.
- Builder price sheets and incentives each month
- Payment comparison for every incentive
- Inspections before drywall and before closing
FAQ
McKinney new construction: common questions
Still have a question?
Text PJ at 469-817-6060 for a straight answer on any McKinney builder, community, or loan question.
Call or text PJHow many new construction homes sell in McKinney each year?
About 932 homes built in 2025 or 2026 closed in McKinney over the last 12 months, almost 3 out of every 10 home sales in the city. About 254 new homes were listed for sale on October 14, 2026.
Are new homes in McKinney cheaper than resale homes?
Per square foot, yes. New homes sold for a median of about $199 per square foot versus about $209 for resale homes. New homes tend to be larger, so the median price is higher at about $539,000 versus $481,000 for resale.
Which builders sell the most new homes in McKinney?
In the last 12 months the most active builders by closed sales were Trophy Signature Homes, Lennar, Meritage Homes, Perry Homes, and Pulte Homes, followed by David Weekley, Tri Pointe, Coventry, Normandy, and D.R. Horton.
What are the cheapest new construction communities in McKinney?
Simpson Crossing, Eastridge, Cypress Creek West, and Shaded Tree had median new home prices between about $320,000 and $410,000. Check the PID or MUD on each one, since it changes the monthly payment.
Should I bring my own agent to a McKinney model home?
Yes. The builder sales team works for the builder. Most builders pay buyer agent compensation, but usually only if your agent is registered on your first visit. Register PJ before you tour.
Is a rate buydown better than a price cut?
It depends on how long you keep the loan. A buydown lowers the payment now, while a price cut lowers the loan balance and your property tax base. PJ runs both options with real numbers before you choose.
Keep exploring
More McKinney searches and guides
See what builders are offering this month
Tell PJ your budget and timeline. He will send current price sheets, incentives, and the real payment for each McKinney community that fits.