How Much Are Property Taxes in Frisco, TX? (2026)

Updated November 2026 by PJ Zaji, REALTOR and Mortgage Loan Originator

Short answer: In 2026, a Frisco home in Frisco ISD on the Collin County side carries a combined property tax rate of about $1.68 per $100 of value before exemptions. With the homestead exemptions, a $600,000 home pays roughly $8,100 a year, or about $680 a month in your mortgage escrow.

Taxes are the part of the payment most buyers guess wrong. When I pre-approve someone for a Frisco home, the tax line often moves the monthly number more than a quarter point of interest rate would. Here is how I build that number, so you can run it yourself before you write an offer.

What Is the Property Tax Rate in Frisco, TX for 2026?

Frisco sits in two counties and four school districts, so there is no single "Frisco tax rate." Your bill is the sum of every taxing unit your address falls in. These are the rates the City of Frisco lists for the 2026 tax year (fiscal year 2027), per $100 of taxable value:

Source: City of Frisco, Property Tax Rate page. The city kept its rate flat at $0.425517 for the second year in a row.

Combined rates by address

• Collin County side, Frisco ISD: about $1.6776 per $100 (city + Collin County + Collin College + Frisco ISD).

• Denton County side, Frisco ISD: about $1.6283 per $100 (city + Denton County + Frisco ISD).

• Frisco addresses in Prosper, Lewisville or Little Elm ISD: swap in that district's rate. Prosper ISD and Little Elm ISD run about 20 cents higher than Frisco ISD.

Some newer neighborhoods also add a PID (public improvement district) or MUD (municipal utility district) charge on top. I always ask the listing agent or builder for that number in writing before we make an offer.

How Do Homestead Exemptions Lower a Frisco Tax Bill?

Two exemptions do most of the work for a Frisco homeowner who lives in the home:

• School district homestead: $140,000. Texas voters raised it from $100,000 in November 2025, so the first $140,000 of your value is not taxed by Frisco ISD (or whichever ISD you're in).

• City of Frisco homestead: 20%. The city raised it from 15% to 20%, the most state law allows (City of Frisco, Sept. 2025).

• Age 65 or older, or disabled: another $60,000 off the school value, and your school taxes are frozen at the level of the year you qualify.

Collin County and Collin College offer smaller exemptions of their own, so your real bill can come in a little under my examples below.

What Will My Monthly Payment Look Like?

Here is the math I show buyers for a homesteaded Frisco ISD home on the Collin County side:

The $914,000 figure is the median list price of the 1,036 Frisco homes for sale on expandrealty.com in November 2026. On that home, the homestead exemptions save about $2,200 a year.

From the lender's side of the desk

When I underwrite a Frisco loan, I qualify you on the full tax amount the title company estimates, not on a lucky low number from a seller's old bill. Three things trip people up:

1. The seller's bill is not your bill. If the seller had an over-65 freeze, their school tax may be a fraction of yours. Your escrow resets at your purchase price.

2. New construction starts low, then jumps. A new home's first bill is often based on the lot or a partly built house. The next year it reflects the full value, and your payment rises with it. I budget on the finished value from day one.

3. The escrow shortage letter. If the first-year estimate was too low, your lender collects the difference over the next year. Planning on the full number avoids that surprise.

When Should I File for the Homestead Exemption?

File with the appraisal district for your county as soon as you close and move in: Collin Central Appraisal District or Denton Central Appraisal District. Since 2022, Texas lets you apply in the same year you buy if the seller did not already have a homestead on the home. The usual deadline is April 30, and you can file up to two years late.

Once you have the homestead, the taxable value of your home can't rise more than 10% a year, even if the market jumps.

Is Frisco More Expensive in Taxes Than Nearby Cities?

On rate alone, Frisco ISD is about 19 cents per $100 lower than Prosper ISD and about 21 cents lower than Little Elm ISD, which is why a Frisco ISD address often costs less per month than a similar Prosper ISD home. I compare the two in Frisco vs Prosper: Where to Buy in 2026. For neighborhoods and price ranges, see my Frisco, TX area guide and Frisco ZIP codes compared.

Frisco Property Tax FAQ

How much are property taxes on a $500,000 house in Frisco, TX?

On the Collin County side in Frisco ISD with a homestead, about $6,500 a year (roughly $545 a month) in 2026, before any small county or college exemptions.

Does the $140,000 homestead exemption apply to city taxes?

No. The $140,000 applies only to school district taxes. The City of Frisco gives its own 20% homestead exemption.

Do I pay Collin County or Denton County taxes in Frisco?

It depends on your address. The western part of Frisco is in Denton County and the eastern part is in Collin County, which also adds Collin College. Your appraisal district record shows every taxing unit for the property.

Are Frisco taxes lower for seniors?

Yes. At 65 you get another $60,000 off your school value, and your school taxes are capped at the amount from the year you qualify.

Do new homes in Frisco have PID or MUD taxes?

Some do. Ask the builder or listing agent for the PID or MUD rate and any yearly assessment before you sign a contract.

Get Your Real Frisco Number Before You Offer

Send me any Frisco address and I'll give you the full payment: principal, interest, taxes with your exemptions, insurance and any PID or MUD. Call or text me at (469) 817-6060, see my mortgage options, or browse every Frisco home for sale.

PJ Zaji, REALTOR with Expand Realty Group (brokerage: Monument Realty, 3620 The Star Blvd, Suite 1205, Frisco, TX 75034). Mortgage Loan Originator NMLS# 2280005, NEXA Mortgage, LLC NMLS# 1660690. Tax figures are estimates from published 2026 rates and are not tax advice; your appraisal district record and title company estimate are final. Not a commitment to lend.