Luxury estate home at dusk in North Texas
Dallas · Park Cities · Southlake · Frisco · Prosper

Luxury Homes for Sale in Dallas and North Texas’ Finest Suburbs

Private representation for successful buyers and sellers, from an advisor who is also a licensed mortgage loan officer. One professional for the home, the negotiation, and the jumbo financing, with discretion at every step.

CLHMS Certified Luxury Home Marketing Specialist seal, click to verify PJ Zaji, CLHMSClick to verify 280+ wholesale lenders 1 advisor for home and loan Office at The Star in Frisco
Luxury market report

Dallas and the northern suburbs are two different markets

Luxury buyers and sellers in North Texas are not facing one market. Here is what the latest Institute for Luxury Home Marketing data shows for homes over $1 million.

City of DallasPreston Hollow, Bluffview, Lakewood, Uptown, and more
Seller's market
$1M+ sales ratio22%

120 sales against 553 listings in a month.

Median luxury price$1.30M

Most active range: $1.0M to $1.2M.

Median days on market30

Down from 35 days a year earlier.

Sale to list price97.5%

Well priced homes sell close to asking.

Buying in Dallas? Expect competition for the best homes. Have your financing fully underwritten and be ready to act.

Frisco, Plano, Prosper and northThe northern suburbs, including Celina, McKinney, and Lucas
Balanced, buyers lead above $2M
$1M+ sales ratio15%

90 sales against 598 listings in a month.

$2M+ sales ratio5%

About 19 months of supply at the recent pace.

Median days on market38

Down from 44 days a year earlier.

Sale to list price97.9%

Overpriced homes are where the price cuts happen.

Buying above $2M in the suburbs? You have leverage on price and terms. Selling? Pricing and presentation decide whether your home sells or sits.

Luxury market report from the Institute for Luxury Home Marketing
Get the latest luxury market report Inventory, sales, and pricing by price range, delivered to your inbox every month.

Source: Institute for Luxury Home Marketing local luxury reports, August 2026 data. Suburban figures cover Plano, McKinney, Allen, Prosper, Celina, Lucas, Parker, and much of Frisco. Sales ratio is monthly sales divided by active listings; under 12% is a buyer's market, 12% to 21% balanced, over 21% a seller's market.

Luxury living room with arched windows
How I work

Discretion is the default, not an upgrade

Most owners of high value homes care about privacy before anything else. Your search, your sale, and your finances stay need to know.

Confidential from the first callYour name, address, and finances are shared only when a step requires it. Confidentiality agreements are available on request.
Verified buyers onlyShowings by appointment for buyers whose financing or funds have been reviewed by a licensed loan officer.
Your advisors, welcomeI work alongside your attorney, CPA, wealth advisor, or family office so nothing surprises anyone late.
Communication on your termsWe agree on the channel and the schedule on day one, and I keep to it.
Luxury homes for sale

Dallas and the most sought after luxury cities in North Texas

Live listings over $1 million, refreshed from the MLS. Choose an area to see what is available now and where the best neighborhoods are.

All $1M+ listings

Newest $1M+ listings across North Texas

From Preston Hollow and the Park Cities to Southlake, Frisco, and Prosper, the newest luxury homes on the market in the areas I serve.

  • Dallas and the Park Cities: established estates, top private schools, close to downtown
  • Southlake: Carroll ISD, Town Square, minutes from DFW Airport
  • Frisco, Prosper, Plano, Celina: newer estates, gated communities, golf
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Dallas luxury homes

The most established luxury market in North Texas. Grand estates on wooded lots, architect designed homes, and high rise residences with skyline views, close to downtown, Love Field, and many of the city's top private schools.

  • Preston Hollow: estates on large, tree lined lots
  • Bluffview and Old Preston Hollow: privacy and mature landscaping
  • Lakewood: classic homes near White Rock Lake
  • Uptown and Turtle Creek: full service high rise living
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Highland Park and University Park luxury homes

The Park Cities are two small towns surrounded by Dallas, known for Highland Park ISD, Highland Park Village, and walkable streets near SMU. Inventory is tight and the best homes move quickly.

  • Highland Park: landmark estates and tree canopied streets
  • University Park: newer builds near SMU and Snider Plaza
  • Shopping: Highland Park Village, one of the country's first shopping centers
  • Schools: Highland Park ISD
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Southlake luxury homes

One of the most desirable suburbs in North Texas, with highly rated Carroll ISD schools, Southlake Town Square, and quick access to DFW Airport. Custom estates on generous lots sit alongside neighboring Westlake and Colleyville.

  • Estates: custom homes on large lots
  • Lifestyle: Southlake Town Square dining and shopping
  • Location: minutes from DFW Airport and corporate campuses
  • Schools: Carroll ISD
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Frisco luxury homes

One of the deepest luxury markets in North Texas. Gated communities, golf, and a short drive to Legacy West, The Star, the PGA of America headquarters, and corporate campuses along the Dallas North Tollway.

  • Starwood: guard gated, estate homes near the Tollway
  • Hollyhock and Newman Village: architecture driven, walkable streets
  • The Hills of Kingswood: some of the highest priced homes in the city
  • Schools: Frisco ISD, with Prosper ISD in parts of north Frisco
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Prosper luxury homes

Newer estates on larger lots, highly regarded schools, and a small town feel that keeps buyers coming north. One of the fastest growing luxury markets in North Texas.

  • Star Trail: resort style amenities and custom builders
  • Windsong Ranch: lagoon, trails, and a wide range of estate homes
  • Gentle Creek Estates: golf course living on generous lots
  • Schools: Prosper ISD
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Celina luxury homes

Master planned communities with room to grow, and more new construction luxury than almost anywhere in the county. Builder incentives can make the numbers work in your favor.

  • Light Farms: farm inspired design, trails, and resort amenities
  • Mustang Lakes: lakes, open space, and estate home sites
  • New construction: compare builder incentives before you sign
  • Schools: Celina ISD and Prosper ISD, depending on the community
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Plano luxury homes

Established luxury close to Legacy, the Shops at Willow Bend, and major employers. Mature trees, larger custom homes, and quick access to Dallas.

  • Willow Bend: lakefront and golf course estates
  • Deerfield: large custom homes in west Plano
  • Lakeside on Preston: gated, water views
  • Schools: Plano ISD
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McKinney luxury homes

Golf, trails, and a historic downtown, with luxury options from established neighborhoods to new estates on the north side.

  • Stonebridge Ranch: lakes, golf, and a private country club
  • Craig Ranch: TPC Craig Ranch golf and a walkable town center
  • Tucker Hill: classic architecture and village style streets
  • Schools: McKinney ISD, Frisco ISD, and Prosper ISD in parts
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Lucas luxury homes and acreage

Country estates on an acre or more, custom builds, and room for a pool, guest house, or horses, minutes from Allen and McKinney.

  • Acreage: one acre minimum lots in much of the city
  • Custom estates: privacy, gated drives, outdoor living
  • Nearby: Parker and Fairview offer similar estate living
  • Schools: Lovejoy ISD for much of Lucas
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Also searching nearby luxury cities:

Luxury living room in a North Texas estate home
For luxury buyers

Your offer, fully underwritten and discreet

At this level, the winning offer is the one the seller trusts. I structure your financing myself, so your offer arrives approved and the listing side learns only what it needs to know: that you qualify.

01

Underwritten approval, not a letter

A full lender review before you write, shopped across 280+ wholesale lenders. Sellers see certainty, not your income, credit, or balances.

02

A curated, private search

Every home previewed before you see it, Coming Soon listings flagged early, and live video tours if you are relocating from out of state.

03

The real cost to own

Property tax, special district assessments, HOA dues, insurance, and the age of major systems compared side by side, so two similar homes are not a guess.

04

Negotiation backed by data

Relevant sales, days on market, and price tier conditions put to work for you. Above $2M, that leverage is real right now.

Jumbo loans above $832,750Asset based qualifyingBank statement loansPhysician loansBuy before you sell planning
Cost to own

Affordability is not the same as value

Successful buyers can afford the home. The smarter question is whether the cost of owning it makes sense for what you get. In North Texas, that answer often lives outside the list price.

Property tax rateTotal rates vary by city and school district.
MUD and PID districtsCommon in newer communities, and easy to miss.
HOA and amenitiesGated, guard staffed, and club communities cost more.
InsuranceRoof age, materials, and storm exposure move premiums.
Systems and upkeepHVAC, pool, irrigation, and roof ages and records.
Financing structureRate, term, and down payment shape every month.

On a $2,000,000 home, a total tax rate difference of just 0.3% is $6,000 a year, or $60,000 over ten years. I put those numbers in front of you before you make an offer.

Backyard pool and outdoor living at a luxury home
For luxury sellers

Sell your $1M+ home without the price cut spiral

Luxury homes that sit get discounted. The work that prevents it happens before the listing goes live: precise pricing, flawless presentation, and marketing aimed at the buyers most likely to want your home.

19

months of supply for homes above $2M in the northern suburbs at the recent sales pace. Buyers have choices, so your home has to be the obvious one.

Institute for Luxury Home Marketing, August 2026 data. Dallas proper remains a seller’s market.
01

Private walkthrough

You show me the home and its story. I listen and take notes. No price is quoted on the first visit, because guessing does you no favors.

02

Pricing and marketing plan

At our second meeting, a one page executive summary of relevant sales and price tier data, a recommended price, and a written marketing plan.

03

Launch with control

Coming Soon or full launch, your choice, with showings limited to verified buyers and updates on the schedule we agreed on.

Luxury kitchen and dining room staged for sale

Your marketing plan, in writing

Preparation

Staging consultation, pre listing inspection, and a short list of what to fix and what to leave.

Story driven media

Professional photography, twilight and aerial imagery, cinematic video, floor plans, and a 3D tour.

Collateral

A dedicated property website and a printed brochure that tells the home's story, not just its square footage.

Targeted reach

Paid digital and direct mail aimed at move up buyers, relocating executives, and nearby luxury neighborhoods.

Agent network

A private broker preview for luxury agents, plus optional national exposure on luxury portals and publications.

Every offer vetted

A licensed loan officer reviews each buyer's financing before you accept, so the deal you sign is the deal that closes.

Inherited or estate property? Selling a family home is rarely only a real estate decision. I provide neutral market guidance on keeping, renovating, or selling, and coordinate with your estate attorney and tax advisor.

PJ Zaji, CLHMS, luxury real estate advisor and mortgage loan officer in Frisco TX
Your advisor

PJ Zaji, CLHMS

A Texas REALTOR® and licensed mortgage loan officer based at The Star in Frisco, and a Certified Luxury Home Marketing Specialist through the Institute for Luxury Home Marketing.

Clients at this level value competence over flash. My promise is simple: know the market cold, tell you the truth about it, keep your business private, and handle the home and the financing with one point of accountability.

CLHMS Certified Luxury Home Marketing Specialist seal, click to verify
CLHMS, awarded 2025
TX REALTOR® #631862 · NMLS #2280005
Monument Realty · NEXA Mortgage
Luxury real estate questions

Buying and selling luxury homes, answered

Have a situation that is not covered here? Ask me directly.

What price is considered a luxury home in Dallas?

The Institute for Luxury Home Marketing defines luxury as the top 10% of each local market, recently about $750,000 in the city of Dallas and about $550,000 in the northern suburbs. Most buyers and sellers think of luxury as $1 million and up, which is where I focus, with $2 million and above often behaving as a separate market.

Is it a buyer’s or seller’s market for luxury homes in Dallas?

In the latest Institute data, the city of Dallas was a seller's market for luxury homes, with a 22% sales ratio and a median of 30 days on market. The northern suburbs were balanced at 15% for homes over $1 million, and homes over $2 million there were a buyer's market at about 5%.

Where are the most luxury homes for sale around Dallas?

Within the city of Dallas, Preston Hollow and the neighborhoods north of downtown carry the most luxury listings. In the suburbs, as of October 2026, Frisco and Prosper had the most active listings over $1 million, followed by Southlake, Celina, the Park Cities, Plano, and McKinney.

Do I need a jumbo loan to buy a $1 million home in Texas?

A jumbo loan applies when the loan amount, not the price, is above the 2026 conforming limit of $832,750 in the Dallas Fort Worth area. With 20% down, a purchase up to about $1.04 million can still use a conforming loan. Above that, jumbo terms, reserves, and lender choice matter a lot, which is why I shop 280+ wholesale lenders.

Should I pay cash or finance a luxury home?

Many buyers who could pay cash still finance to keep their capital invested and liquid. A fully underwritten approval can also negotiate as well as cash without revealing your net worth. The right answer depends on your tax and investment picture, so I coordinate with your CPA or financial advisor.

How do you protect my privacy when I sell?

Showings are by appointment for verified buyers only, your personal information stays out of the marketing, and you can start with a Coming Soon period or a limited launch. Confidentiality agreements are available when needed.

What does CLHMS mean?

CLHMS stands for Certified Luxury Home Marketing Specialist, a designation from the Institute for Luxury Home Marketing. It requires completing the Institute's luxury training and meeting its sales performance requirements. You can verify my designation by clicking the seal on this page.

Estate home at sunset in North Texas
Private consultation

Begin with a private conversation

Buying, selling, or both, tell me what you have in mind. You will get a straight read on the market, your options, and the numbers, with no pressure and no obligation.

Pj Zaji

Loan Originator - NMLS # 2280005

Nexa Lending - NMLS # 1660690

REALTOR - Lic# 631862-SA

Monument Realty

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Contact

469-817-6060

3620 The Star Blvd, Suite 1205

Frisco, TX, 75034

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