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New Homes · North Texas

New Construction Homes in Dallas & Surrounding Areas

Discover new construction homes, exceptional communities, and available builder incentives in McKinney, Frisco, Prosper, Celina, Allen, Plano, and surrounding areas.

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Explore New Construction Homes by City

Discover new homes, leading builders, and exceptional communities in some of North Texas's most desirable locations.

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Discover Available New Construction Homes

Explore available homes, compare floor plans, and discover opportunities from builders across the Dallas area.

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Builder Incentives

Discover More Than Just a New Home

Explore available builder incentives, financing opportunities, price reductions, and move-in-ready homes.

01
Bright living room in a new construction home

Mortgage Rate Incentives

Rate buydowns, temporary or permanent, offered through a builder's preferred lender. Worth comparing against a price reduction.

02
Kitchen in a newly built home

Closing Cost Assistance

Builder credits toward lender fees, title, and prepaids, which lowers the cash you need at closing.

03
New construction home exterior

Builder Price Reductions

Finished inventory homes and quick move-ins are where builders most often negotiate on price.

04
Designer bathroom with upgraded finishes

Available Upgrades & Promotions

Design-center credits, included upgrades, and seasonal promotions that add value without raising the price.

Incentives change often and vary by builder, community, and lender. I verify current offers directly with the builder before you commit to anything.

Explore Builder Incentives
Shop New Homes

Find a Home That Fits Your Life

Jump straight into live new construction searches across Collin County, filtered by budget or by the features buyers ask about most.

Shop by price

New construction from McKinney and Frisco to Celina, Anna, and Princeton.

Shop by lifestyle

Filtered searches for move in ready homes, single story plans, luxury, and more.

PJ Zaji in a new construction home kitchen with buyers
TX REALTOR® #631862 · NMLS #2280005
Certified Luxury Home Marketing Specialist
Buyer Representation

The Builder Has a Sales Team. You Should Have Someone on Your Side.

Buying a new construction home is more than selecting a floor plan. From comparing builders and evaluating incentives to understanding contracts, financing, and total ownership costs, having knowledgeable representation can make a meaningful difference.

Compare Multiple Builders & Communities

Side-by-side look at builders, lot premiums, standard features, and resale history.

Evaluate Pricing, Incentives & Negotiation Opportunities

Know which incentive is worth more to you, and where there's room to negotiate.

Understand Property Taxes & Total Ownership Costs

Tax rates, MUD and PID assessments, and HOA dues, before you sign.

Navigate the Process From Contract to Closing

Builder contracts, inspections, walkthroughs, and financing handled by one licensed REALTOR® and loan officer.

Payment Estimate

Know the Real Cost Before You Buy

The advertised purchase price or mortgage rate doesn't always tell the whole story. Compare estimated payments, property taxes, HOA fees, and builder incentives before making a decision.

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Estimates only, for illustration. Not a loan offer, commitment, or approval. Payments exclude mortgage insurance (typically required with less than 20% down), any separately billed MUD or PID assessments, utilities, and maintenance. Property tax rates vary by city, school district, and special district; your actual rate, insurance premium, and HOA dues may differ. Builder incentives such as rate buydowns can change the payment substantially. PJ Zaji, NMLS #2280005.

Buyer Education

What Every Buyer Should Know Before Buying New Construction

01

Builder contracts and buyer representation

Builder contracts are written by the builder's attorneys to protect the builder. Many builders require your agent to be with you, or registered, on your first visit.

02

Inventory homes vs. building from the ground up

Inventory homes close in weeks and are easier to negotiate. A to-be-built home gives you your choice of lot, plan, and finishes, with a longer timeline.

03

Builder incentives and financing

The biggest incentives are usually tied to the builder's preferred lender. Compare the total cost, not just the rate.

Read: builder incentives
04

Independent inspections and warranties

City inspections check code minimums. Independent phase inspections and an 11-month warranty inspection catch what they miss.

05

Property taxes, PID/MUD, and HOA fees

Two homes at the same price can have very different monthly costs once special-district taxes and HOA dues are added.

Read: ownership costs
06

Construction timelines and closing expectations

Timelines depend on the build stage when you sign. Rate locks, appraisal, and final walkthrough all need to line up with completion.

FAQ

New Construction Questions, Answered

Straight answers for buyers in McKinney, Frisco, Prosper, Celina, and the rest of North Texas.

Can you negotiate the price of a new construction home?

Often, yes, though usually not the way you would on a resale. Builders protect their base prices because every sale sets a comparable for the rest of the community, so negotiation tends to show up as closing-cost help, rate buydowns, upgrades, or lot-premium concessions instead.

Finished inventory homes and homes nearing completion give you the most leverage, since the builder is carrying them. Timing matters too: end of quarter and end of year are common pushes.

Do I need a real estate agent when buying from a builder?

You aren't required to have one, but the on-site sales team works for the builder. Your own agent helps you compare communities and builders, review the builder's contract, evaluate incentives, and push for fixes at the walkthrough.

Many builders cooperate with buyer's agents, but terms vary by builder, and you'll sign a written buyer representation agreement that spells out how your agent is paid. Ask before you sign anything.

Are builder mortgage incentives worth it?

Sometimes. A rate buydown through the builder's lender can lower your payment substantially, but the same dollars could also go toward price or closing costs. Compare the total cost over the time you expect to keep the loan, including the lender's fees and rate on the final Loan Estimate.

Can I use my own lender?

Yes. Builders can't require you to use their lender, but the largest incentives are usually tied to their preferred lender, so using your own may mean giving some of them up. Get a Loan Estimate from both and compare them side by side.

What are PID and MUD taxes?

A MUD (Municipal Utility District) is a special district that funds water, sewer, and drainage for a new development and pays that debt back through an additional property tax rate. A PID (Public Improvement District) funds community improvements through an assessment billed to homeowners, often as a set annual amount for a fixed number of years.

Both are common in North Texas master-planned communities and can add meaningfully to your monthly cost, so ask for the current rate or assessment for any home you're considering.

Should I get a home inspection on new construction?

Yes. City inspections confirm minimum code compliance, not workmanship. Independent inspections before the foundation pour, before drywall, and before closing catch problems while they are still easy to fix, and an inspection around month 11 lets you file warranty claims before the first-year coverage ends.

How long does new construction take?

A finished inventory home can often close in 30 to 60 days. A home built from the ground up commonly takes several months to a year depending on the builder, plan, and permitting. Your builder's contract will give an estimate, but completion dates can move.

What warranties come with new construction homes?

Most builders offer a limited warranty, commonly structured as one year on workmanship and materials, two years on major systems such as plumbing, electrical, and HVAC, and up to ten years on major structural components. Coverage and claim procedures vary, so read the warranty document before you sign.

Is a new construction home more expensive than a resale home?

Often the purchase price per square foot is higher, but the comparison isn't that simple. Builder incentives, lower maintenance and repair costs early on, and energy efficiency can offset part of the difference, while MUD or PID taxes, HOA dues, and items like window coverings, fencing, or landscaping can add to it.

Should I contact an agent before visiting a builder?

Yes. Many builders require your agent to accompany you, or register you, on your first visit to the model or sales office. If you visit alone and sign in first, you may not be able to have representation on that home later.

Brick two-story home with a two-car garage
Personalized Search

Let's Find the Right New Construction Home for You

Tell me what you're looking for, and I'll help you compare available homes, communities, builders, and current opportunities.

469.817.6060

PJ Zaji · TX REALTOR® #631862 · NMLS #2280005

Pj Zaji

Loan Originator - NMLS # 2280005

Nexa Lending - NMLS # 1660690

REALTOR - Lic# 631862-SA

Monument Realty

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469-817-6060

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Frisco, TX, 75034

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