Newer luxury$2.3M–$2.7M
Lucas, TX 75002 · Collin County · Lovejoy ISD
Lucas, TX Homes for Sale & Acreage Estates
Collin County with room to breathe: most of Lucas is zoned for one acre or more, Lake Lavon forms its eastern edge, and most homes feed into A-rated Lovejoy ISD. About half of listings have taken a price cut, so buyers have room to negotiate.
$1.11MMedian sale priceAug 2026, NTREIS
8,896ResidentsCensus estimate, 2025
51 daysDays on marketAbout 94% of list price
1.74%Tax rateLucas + Lovejoy ISD, 2026
Sources: NTREIS, Census, City of Lucas, TEA. Market data changes monthly.
Live MLS listings · updated daily
Lucas homes for sale right now
Every active Lucas listing from the MLS. Narrow by price, filter for one, two, or five-plus acres, jump to a neighborhood, or open the full search for pools, barns, beds, and baths.
All Lucas homes
Under $800K
$800K–$1.5M
$1.5M–$2.5M
Luxury $2.5M+
1+ acre
2+ acres
5+ acres
Enchanted Creek
Stinson Highlands
Listing data from NTREIS via IDX Broker. Some "Lucas" mailing addresses, including Inspiration and Seis Lagos, are outside city limits, with different taxes and school districts. PJ will confirm city limits, ISD, and tax rate on any home.
Free Lucas buyer consultation
Real clients, real closings800+ Collin County buyers helped.
Find the right Lucas estate and the right loan
Tell PJ your budget, lot size, and must-haves. You'll get a short list of Lucas homes that fit, what similar homes actually sold for, and your true monthly payment on a jumbo loan, all from one person.
- Acreage short list matched to lot size, school district, horses, and commute
- Real sold data so you know what to offer when homes sit 50+ days
- Septic, survey, and city-limits checks built into your offer
- Jumbo loan options shopped across 280+ wholesale lenders
- Coming-soon and off-market estates before they hit the portals
Lucas, Texas real estate
Why buyers choose Lucas, TX
Lucas is a small Collin County city of about 8,900 people on the western shore of Lake Lavon, bordered by Allen, Fairview, Parker, and Wylie. It was incorporated in 1959, and it has kept a quiet, country feel while the cities around it filled in.
Zoning is the reason. Most of Lucas is zoned for one acre or more, apartments aren't built by right, and the mayor said in 2025 that the city is almost fully built out. That means homes on real land, mature trees, room for a pool, a shop, or horses, and limited new supply.
Lucas has 92% owner-occupancy and a median household income of about $221,000. Most homes feed into Lovejoy ISD, one of the top-rated districts in Texas.
1Acre minimum lot in most of Lucas
8,896Residents
92%Owner-occupied homes
94Lovejoy ISD TEA score (A), 2026
0.25City tax rate per $100, among the lowest in Collin County
Location
About 11 miles to Plano, 5 to 10 minutes to Allen shopping, and about 30 miles (roughly 39 minutes) to downtown Dallas in normal traffic. US-75 is a short drive west.
Land and zoning
R1 requires 1 acre, R1.5 requires 1.5 acres, R2 requires 2 acres, and Estate Development lots average 4 acres. Older planned developments, like Brockdale Estates, have smaller lots.
What's next
Lucas launched its own police department on Oct 1, 2026. A Tom Thumb-anchored center is planned at Parker Rd and FM 1378, and West Lucas Road is being widened to four lanes.
Acre-plus estates
Real land. Real privacy.
One-acre minimums across most of the city mean mature trees, long driveways, and room for a pool, a workshop, or horses, minutes from Allen and Plano.
1+ acre zoningHorse-friendly lotsLovejoy ISDLow city tax rate
Lucas housing market · fall 2026
Is now a good time to buy a home in Lucas?
Lucas values are roughly flat year over year at about $1.05M to $1.2M, while competition has cooled. Homes sell for about 94% of list price, and about half of listings have taken a price cut, which gives buyers room to negotiate on price, repairs, and closing costs.
$1.11MMedian sale price, Aug 2026 (NTREIS)
$1,195,150Median list price, Sept 2026
~$1.05MTypical home value, about flat YoY
$294Median price per sq ft sold
51 daysMedian days on market
94%Sale-to-list price ratio
3.5 monthsSupply of homes, near balanced
~52%Share of listings with a price cut
Sources: NTREIS market report (Aug 2026), Zillow (Aug–Sept 2026), Redfin (3 months ending Aug 2026). Portal figures can include Lucas mailing addresses outside city limits.
| Budget | What it typically buys in Lucas | Search |
|---|---|---|
| Under $800K | Older homes, smaller planned-development lots, or Lucas-address homes outside city limits | See homes → |
| $800K–$1.5M | Homes on 1 to 2 acres in established subdivisions like Tara, Forest Creek, and Austin Trail, plus much of Enchanted Creek | See homes → |
| $1.5M–$2.5M | Newer estates and larger acreage, including Stinson Highlands, Saddlebrook, and Huntwick | See homes → |
| $2.5M+ | Custom estates, equestrian tracts, and lakeside properties, with listings above $8M | See homes → |
Neighborhood guide
Best neighborhoods in Lucas, TX
From two-acre Lovejoy ISD classics to new luxury estates and equestrian homesites, here is how Lucas's most searched neighborhoods compare.
Newer luxury
New master plan$1.1M–$1.9M
Custom builds~$1.3M+
Planned development$1.0M–$1.55M
Established acreage$1.4M–$2.5M
Mid-2000s estates~$1.75M
Mature trees~$1.6M
Acre-plus~$1.39M
Value entry~$1.05M
2010-era homes~$1.25M
Build your ownLots ~$600K
Custom estatesUp to ~$4M
Equestrian~$2.4M
Free comparison
Not sure which neighborhood fits?
Get a side-by-side of lot sizes, school districts, septic and utilities, and recent sales for the Lucas neighborhoods in your budget.
Get my comparisonPhotos are representative, not the specific neighborhood. Recent prices are from 2025–2026 NTREIS listings and sales and aren't full ranges for each subdivision. Seis Lagos and Inspiration have Lucas mailing addresses but are outside city limits. Verify city limits and school district by address.
Lake Lavon and the Trinity Trail
Lake days and trail rides
Lake Lavon forms the eastern edge of Lucas. Brockdale Park has a boat ramp and trailhead, and the Trinity Trail runs along the shore for hikers and horseback riders.
Lake LavonBrockdale ParkTrinity TrailEquestrian access
Property taxes
Lucas property tax rate explained
Lucas has one of the lowest city tax rates in Collin County, below Parker, Fairview, Allen, McKinney, and Plano. The city adopted its no-new-revenue rate for 2026. Your school district is by far the largest part of the bill.
Lovejoy ISD 1.2552
City of Lucas 0.2499
Collin County 0.1514
Collin College 0.0812
| Taxing entity (2026) | Rate per $100 |
|---|---|
| Lovejoy ISD | 1.2552 |
| City of Lucas | 0.249880 |
| Collin County | 0.151414 |
| Collin College | 0.081220 |
| Total with Lovejoy ISD | ≈ 1.74% |
| Total with Allen ISD (1.1037) | ≈ 1.59% |
Lovejoy ISD rate as proposed for 2026 (flat with 2025). Sources: City of Lucas, Collin County, Collin College, Lovejoy ISD, Allen ISD (Aug–Sept 2026).
Exemptions and acreage costs
- Homestead: $140,000 off school taxes, plus $60,000 more for owners 65+ or disabled. Lucas also freezes city taxes for 65+ and disabled homesteads.
- Septic: most Lucas homes are on septic. Budget for an inspection before you close.
- Ag valuation: some acreage carries an agricultural valuation. Ask about rollback taxes before you buy.
What to check before you buy acreage in Lucas
An acre-plus estate comes with questions a suburban home never raises. These are the checks PJ builds into every Lucas offer.
- Septic inspectionMost Lucas lots are on septic. Get the system inspected and ask for its permit and pump history.
- Survey and easementsConfirm boundaries, fencing, utility easements, and flood zones on the actual acreage you are buying.
- City limitsSeis Lagos, Inspiration, and some other Lucas addresses are outside city limits, with different taxes and rules.
- School district by addressLucas spans six ISDs. Enchanted Creek and Dean Farms are Plano ISD, and Lakeview Downs is Princeton ISD.
- Ag rollback and deed restrictionsAsk whether the land carries an ag valuation, and check HOA and deed rules before you plan for horses or a shop.
Estimate your Lucas payment
$0/ month
- Principal + interest (30-yr)
- $0
- Property tax
- $0
- Homeowners insurance (est.)
- $0
- HOA + PID
- $0
Estimate only, not a loan offer. Uses the 2026 Lucas + Lovejoy ISD rate before exemptions. Insurance assumes 0.6% of price per year; mortgage insurance isn't included. Most Lucas loans are jumbo loans. Rates change daily.
Schools, land, and lifestyle
Living in Lucas, TX: what to know
Horses and acreage
Lucas has equestrian subdivisions, barns, and hobby-farm tracts. Check zoning, deed restrictions, and HOA rules before you plan for animals.
Lake Lavon
Brockdale Park has a boat ramp and trailhead on the city's eastern shore.
Shopping and community
Watters Creek, Allen Premium Outlets, and Fairview Town Center are nearby, plus a seasonal Saturday farmers market at Lucas Community Park.
Lovejoy ISD
Rated A (94) in 2026. Lovejoy High School scored 96, and Hart Elementary and Willow Springs Middle School each scored 95. Niche ranks Lovejoy High #52 of nearly 1,900 Texas public high schools.
Six school districts
Parts of Lucas are zoned to Allen, McKinney, Plano, Princeton, or Wylie ISD. A Lucas address doesn't guarantee Lovejoy.
Utilities
Most homes get water from the City of Lucas (supplied by NTMWD), with some areas on Wylie Northeast SUD. Most lots use septic systems.
2025
City Council approved a 42-acre Tom Thumb-anchored center at Parker Rd and FM 1378.
2026
Lucas Police Department launched Oct 1. West Lucas Road widening is scheduled to start construction.
Ahead
TxDOT is planning to widen FM 3286 (East Lucas Road) to a four-lane divided road.
Ahead
Lucas's first supermarket, plus a restaurant village and pad sites, at the Tom Thumb center.
Getting around
Lucas sits between US-75 and Lake Lavon. Most roads are two-lane farm roads, with West Lucas Road and FM 3286 slated for widening.
- Plano ~19 min (11 mi)
- Allen retail 5–10 min
- Downtown Dallas ~39 min
- US-75 Short drive west
An honest look
Pros and cons of living in Lucas
Pros
- Acre-plus lots, privacy, and mature trees
- A-rated Lovejoy ISD, two years running
- One of the lowest city tax rates in Collin County
- Lake Lavon and an equestrian trail at the doorstep
- Close to Allen, Plano, and US-75
- Buyer leverage: price cuts and near-balanced supply
Cons
- Median price around $1.1M, so most buyers need a jumbo loan
- Combined tax rate about 1.74% with Lovejoy ISD
- Septic systems on most lots
- Limited shopping and dining inside the city
- Two-lane farm roads and years of road construction
- Six school districts, so verify zoning by address
Your Lucas real estate agent
One expert for the estate and the jumbo loan
PJ Zaji is a Texas REALTOR® (Lic# 631862-SA) with Monument Realty and a mortgage loan originator with NEXA Mortgage (NMLS #2280005), focused on Collin County. On a $1M+ purchase, financing terms matter as much as price. You get one person negotiating the deal and shopping 280+ wholesale lenders for your jumbo loan.
- City-limits, school-district, and septic checks on every home
- Offer strategy built on real sold data, not list prices
- Jumbo pre-approval that sellers take seriously
FAQ
Lucas, TX real estate: common questions
Still have a question?
Text PJ at 469-817-6060 for a straight answer on any Lucas home, acreage, or jumbo loan question.
Call or text PJHow much does a house in Lucas, TX cost?
The median sale price was about $1.11M in August 2026 (NTREIS). Zillow's median list price was about $1.2M at the end of September 2026, and its typical home value was about $1.05M, roughly flat year over year.
Is Lucas, TX a good place to live?
For buyers who want space, yes. Lucas has about 8,900 residents, 92% owner-occupancy, homes on acre-plus lots near Lake Lavon, and A-rated Lovejoy ISD schools. The trade-offs are high prices, limited shopping, and septic systems on most lots.
What is the minimum lot size in Lucas, TX?
One acre (43,560 sq ft) in the R1 district, the smallest standard single-family zone. R1.5 requires 1.5 acres, R2 requires 2 acres, and Estate Development requires 1.5-acre lots averaging 4 acres. Some older planned developments have smaller lots.
What school district is Lucas, TX in?
Mostly Lovejoy ISD, which earned an A (94) from the Texas Education Agency in 2026. Parts of Lucas are in Allen, McKinney, Plano, Princeton, and Wylie ISDs, so verify the district by address.
What is the property tax rate in Lucas, TX?
The 2026 city rate is 0.249880 per $100, one of the lowest in Collin County. With Lovejoy ISD (1.2552), Collin County (0.151414), and Collin College (0.08122), the total is about 1.74% before exemptions.
Does Lucas, TX have city sewer?
Most Lucas homes use septic systems, with limited sewer near commercial corridors. Water comes mainly from the City of Lucas system, supplied by the North Texas Municipal Water District. Some areas are served by Wylie Northeast SUD or Seis Lagos Utility District.
Is Lucas, TX on Lake Lavon?
Yes. Lake Lavon forms the city's eastern border, with access at Brockdale Park and the Trinity Trail, which allows hiking and horseback riding.
Can you have horses in Lucas, TX?
Yes, on many acreage properties. Lucas has equestrian subdivisions and direct access to the Trinity Trail. Check zoning and deed restrictions for each property.
Are there apartments in Lucas, TX?
No apartment complexes were found in Lucas. Multifamily housing isn't allowed by right in its single-family zoning districts.
How far is Lucas, TX from Dallas?
About 30 miles, or roughly 39 minutes in normal traffic, to downtown Dallas. Plano is about 11 miles away and Allen retail is 5 to 10 minutes.
Is Lucas a buyer's or seller's market?
Close to balanced. Lucas had about 3.5 months of supply and a 94% sale-to-list ratio in August 2026, and about half of listings had a price cut, so buyers can negotiate.
Do I need a jumbo loan to buy in Lucas?
Usually. With a median price above $1M, most Lucas purchases need a loan above the conforming limit. Jumbo loans have their own down payment, reserve, and rate rules, so compare lenders before you write an offer.
Keep exploring
More Lucas searches and nearby cities
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