Best Neighborhoods in McKinney TX for Families (2026)
The best neighborhoods in McKinney for families are Stonebridge Ranch, Craig Ranch, Tucker Hill, Trinity Falls, Painted Tree, Westridge, Erwin Farms, and the new Ridgeline and Aster Park communities. They give you a range from established homes near $450,000 to new construction above $1 million, across four school districts: McKinney ISD, Frisco ISD, Prosper ISD, and Allen ISD.
QUICK ANSWER
For the most amenities, look at Stonebridge Ranch. For Frisco ISD and an easy SH 121 commute, look at Craig Ranch. For Prosper ISD, look at Tucker Hill, Highlands at Westridge, or Aster Park. For new homes with big trail systems in McKinney ISD, look at Painted Tree, Trinity Falls, and Ridgeline.
McKinney at a Glance for Families
McKinney | |
|---|---|
Population (Jan 2026) | 232,291 |
Median sale price (Aug 2026) | $511,000, down 3.5% from a year ago |
Median days on market | 49 days |
City tax rate (2026) | 0.412284 per $100, unchanged |
School districts | McKinney ISD (B, 87), Frisco ISD (A, 91), Prosper ISD (A), and Allen ISD in part of Craig Ranch |
Sources: NCTCOG 2026 population estimates; Redfin McKinney housing market; Community Impact on the McKinney tax rate; Community Impact on McKinney ISD rating; Community Impact on Frisco ISD rating.
The Best McKinney Neighborhoods for Families, Side by Side
Neighborhood | Typical prices | School district | HOA dues | Best for |
|---|---|---|---|---|
Stonebridge Ranch | About $450,000 to $950,000+ | Mostly McKinney ISD | About $953 a year (2024) plus some village dues | Amenities and established streets |
Craig Ranch | About $400,000 to $1M (median $557,000) | Frisco ISD or Allen ISD | About $820 to $1,800 a year by section | Frisco ISD and a short commute |
Tucker Hill | About $645,000 to $999,000 | Prosper ISD | About $1,900 to $2,100 a year | Front porch, walkable design |
Trinity Falls | High $300,000s to $900,000+ | McKinney ISD | About $1,500 to $1,570 a year, plus MUD tax | Trails, parks, and new builds |
Painted Tree | About $350,000 to $1.05M (median $620,000) | McKinney ISD | About $1,080 a year, no PID or MUD | Outdoor amenities and new builds |
Westridge | About $440,000 to $625,000 | Frisco ISD (Reserve) or Prosper ISD (Highlands) | About $650 to $1,060 a year | Value with a water park |
Erwin Farms | About $450,000 to $720,000 | McKinney ISD | About $1,060 a year | Next to Erwin Park |
Ridgeline | About $540,000 to $1.2M | McKinney ISD | From about $950 a year, no PID or MUD | Brand new homes by Erwin Park |
Aster Park | From the $580,000s to about $950,000 | Prosper ISD | Not published | Gated, new, Prosper ISD |
Village of Eldorado | Median about $717,500 | McKinney ISD | About $330 to $400 a year | Golf course setting, low dues |
Prices are recent sales and listings from 2024 to 2026. HOA dues come from HOA budgets, builders, and recent listings and can change. Verify every school assignment by address, since McKinney ISD rezoned some campuses for 2026 to 2027.
1. Stonebridge Ranch: The Most Amenities in McKinney
Stonebridge Ranch is McKinney’s largest master planned community, with about 9,400 homes, 36,000 residents, and more than 500 acres of open space across 70+ villages in west and central McKinney. Families come for the amenities: an aquatic center, a beach club, tennis and pickleball, sports fields, lakes, two golf courses, and miles of trails. A new Beach Club with a beach entry pool and a separate kids pool broke ground in April 2026 and is expected to open in May 2027.
Prices: from about $450,000 in older villages to $950,000+ in sections like Tanglewood.
Schools: mostly McKinney ISD, including McKinney Boyd High School, with some high school students zoned to Frisco ISD.
Costs: the master HOA was $953 a year in 2024. Some villages add their own dues, and owners paid a one time $1,204 Beach Club assessment in 2025.
Sources: Stonebridge Ranch Community Association; SRCA 2024 budget summary; SRCA Beach Club groundbreaking.
2. Craig Ranch: Frisco ISD With a Short Commute
Craig Ranch covers about 2,200 acres in southwest McKinney, north of SH 121 where McKinney, Frisco, Allen, and Plano meet. It is home to TPC Craig Ranch, the Cooper Fitness Center, and the Michael Johnson Performance Center, plus sports fields and hike and bike trails. The big draw for families is schools: most of Craig Ranch is zoned Frisco ISD, and part is Allen ISD.
Prices: median sale price of about $557,000 over the three months through August 2026, with Craig Ranch North near $440,000 and golf course homes near $1 million.
Schools: Frisco ISD campuses such as Elliott, Ogle, and Isbell elementaries and Emerson High School, or Allen ISD in sections like The Danielle.
Costs: HOA dues vary by section, from about $820 to $1,800 a year.
See homes, builders, and schools on the Craig Ranch McKinney page.
Sources: Redfin Craig Ranch.
3. Tucker Hill: A Walkable Front Porch Neighborhood
Tucker Hill is a traditional neighborhood design community in north McKinney with front porches, a town square with a fountain, an amphitheater, a dog park, and a clubhouse with a resort style pool. Homes were built from 2007 to 2021 by builders including David Weekley and Darling Homes.
Prices: median closed price of about $770,000, with recent listings from $645,000 to $999,000.
Schools: Prosper ISD, including Reeves Elementary and Walnut Grove High School.
Costs: HOA dues of about $475 to $520 a quarter.
4. Trinity Falls: Trails, Parks, and New Construction
Trinity Falls is a 2,000 acre master plan in north McKinney along the East Fork of the Trinity River, planned for about 5,000 families. It has 450 acres of open space, 20 miles of trails, and the 350 acre B.B. Owen Park with an adventure course, dog park, fishing piers, and disc golf, plus a beach entry pool and clubhouse.
Prices: new homes from the high $300,000s and a median closed price of about $623,000 across 299 sales since late 2023.
Schools: McKinney ISD, including Frazier Elementary, Johnson Middle, and McKinney North High School.
Costs: HOA dues near $1,500 to $1,570 a year. Trinity Falls is inside a municipal utility district, so your tax bill includes a MUD rate. The 2023 to 2024 rates were about 0.99 and 1.05 per $100.
More on the Trinity Falls McKinney page.
Sources: Johnson Development Trinity Falls; City of McKinney tax information; Community Impact MUD rates.
5. Painted Tree: Outdoor Living Without a MUD
Painted Tree is a 1,100 acre community in north McKinney with a 20 acre lake, 9 miles of nature trails, 10 miles of paved paths, two pools, a pump track, and a treetop adventure park. The City of McKinney bought 230 acres of parkland inside the community. More than ten builders are active, including Bloomfield, David Weekley, Southgate, Tri Pointe, and Highland.
Prices: median closed price of about $620,000, with new homes from about $560,000 to $1 million.
Schools: McKinney ISD, including McClure and Vega elementaries and McKinney Boyd or McKinney North High School.
Costs: HOA dues of about $270 a quarter, and Bloomfield states there is no MUD and no PID.
More on the Painted Tree McKinney page.
Sources: Bloomfield Homes Painted Tree; Community Impact Painted Tree parkland.
6. Westridge: Value, a Water Park, and Two School Districts
Westridge in west McKinney is really two areas with different schools. The Reserve at Westridge is a golf course community with a water park, slides, kids pools, and a clubhouse, zoned Frisco ISD. Highlands at Westridge, built from 2016 to 2020, is zoned Prosper ISD.
Prices: about $515,000 median in Highlands at Westridge and $550,000 to $625,000 for recent Reserve listings.
Costs: HOA dues of about $650 a year in Highlands and $265 a quarter in the Reserve.
More on the Westridge McKinney page.
7. Erwin Farms: Next to a 212 Acre Park
Erwin Farms is a smaller north McKinney neighborhood of about 196 homes on 50, 60, and 80 foot lots, next to the 212 acre Erwin Park and its trails. It has a pool, splash pad, playground, and amenity center.
Prices: median closed price of about $600,000, with listings from $448,000 to $720,000.
Schools: McKinney ISD, including Johnson Middle and McKinney North High School.
8. Ridgeline: New Construction by Erwin Park
Ridgeline is a new 132 acre community in north McKinney that borders Erwin Park, with a resort style pool, a treehouse, a playground, and direct access to the park’s mountain bike trails. Builders include David Weekley, Highland, Grand, Shaddock, and Perry.
Prices: from about $540,000 to $1.2 million.
Schools: McKinney ISD, including Press Elementary and McKinney North High School.
Costs: HOA dues from about $950 a year, and Grand Homes states there is no PID or MUD.
More on the Ridgeline McKinney page.
9. Aster Park: Gated and New in Prosper ISD
Aster Park is a 414 acre gated community in northwest McKinney with private streets, a clubhouse, a resort style pool, and private trails, planned for more than 1,100 homes. It pairs a gated setting with Prosper ISD schools.
Prices: Highland homes from the $580,000s and Toll Brothers homes from about $700,000 to $949,000.
Schools: Prosper ISD, including Johnson Elementary, Bridges Middle, and Walnut Grove High School.
Costs: Highland states there is no MUD or PID.
More on the Aster Park McKinney page.
Sources: Highland Homes Aster Park; Grand Homes Ridgeline; Pulte Erwin Farms.
10. Village of Eldorado: Golf Course Setting, Low Dues
Village of Eldorado backs onto the Eldorado Country Club golf course in central McKinney. Most homes were built in the 1980s through the 2000s, so you get mature trees and an established feel at a lower HOA cost than newer master plans.
Prices: median closed price of about $717,500.
Schools: McKinney ISD, including Valley Creek Elementary and McKinney High School.
Costs: HOA dues of about $330 to $400 a year.
Property Taxes by School District in McKinney
Your school district changes your tax rate as much as your neighborhood does. Here is the combined rate for a McKinney home in Collin County, before homestead exemptions and any MUD or PID.
School district | School rate per $100 | Combined with city, county, and college |
|---|---|---|
Frisco ISD | 1.0194 (2026) | About 1.66% |
McKinney ISD | 1.1043 (2025) | About 1.75% |
Prosper ISD | 1.2011 (2026) | About 1.85% |
Note: McKinney ISD voters decide a tax rate election and about $500 million in bonds on November 3, 2026. If every measure passes, the district projects a 2026 rate near 1.0664. Check the final rate before you budget.
Sources: Community Impact on McKinney ISD 2025 rate; Community Impact on the McKinney ISD election; Collin County FY 2026 to 2027 rate; Prosper ISD 2026 tax rate; Frisco ISD 2026 tax rate.
How to Choose the Right McKinney Neighborhood
Pick your school district first, then shortlist neighborhoods inside it.
Set your all in monthly budget: principal, interest, taxes, insurance, HOA, and any MUD.
Drive your daily commute from each finalist at rush hour.
Visit the pools, parks, and trails on a weekend afternoon to see how families actually use them.
Compare resale homes against new construction incentives in the same area.
Verify the school zoning and the tax bill for the exact address before you make an offer.
Start with live listings on the McKinney homes for sale page, then check your real payment with PJ’s mortgage options.
McKinney Neighborhoods FAQ
What is the best neighborhood in McKinney for families?
It depends on your budget and school preference. Stonebridge Ranch offers the most amenities and established homes, Craig Ranch puts you in Frisco ISD or Allen ISD near SH 121, and Painted Tree, Trinity Falls, and Ridgeline offer newer homes with large trail systems in McKinney ISD.
Which McKinney neighborhoods are in Prosper ISD?
Tucker Hill, Highlands at Westridge, Auburn Hills, Wilmeth Ridge North, Aster Park, and Eliana are zoned Prosper ISD, which is A rated. Always confirm the school district for the exact address.
Are there McKinney neighborhoods in Frisco ISD?
Yes. Most of Craig Ranch and The Reserve at Westridge are zoned Frisco ISD, and some Stonebridge Ranch high school students attend Frisco ISD. Part of Craig Ranch is Allen ISD.
What is the median home price in McKinney?
Redfin reported a McKinney median sale price of $511,000 in August 2026, down 3.5% from a year earlier, with a median of 49 days on market.
Which McKinney neighborhoods have a MUD?
Trinity Falls sits in McKinney MUD No. 1 and an adjacent MUD, which adds to the property tax rate. Painted Tree, Aster Park, and Ridgeline builders state that those communities have no MUD or PID.
How much are HOA dues in McKinney neighborhoods?
Most family neighborhoods run from about $650 to $2,100 a year. Stonebridge Ranch was $953 a year in 2024 plus some village dues, Painted Tree is about $1,080 a year, and Trinity Falls is about $1,570 a year.
MCKINNEY FOR FAMILIES
Find the McKinney neighborhood that fits your family
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PJ Zaji, TX REALTOR® #631862, NMLS #2280005. Figures are estimates from the sources listed and can change. Verify taxes, HOA dues, and school boundaries for any specific address before you buy.
