Anna, TX 75409 · Collin County · Anna ISD

Anna, TX Homes for Sale & New Construction

Anna is one of the fastest-growing towns on the US 75 corridor, with new-construction homes starting in the high $200s. Prices dipped in 2026 and homes sit longer, so buyers have room to negotiate on both resale and builder inventory.

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$341,000Median sale priceDown 2.6% YoY, Aug 2026
35,245ResidentsCensus estimate, 2025
78 daysDays on marketAbout 98% of list price
2.00%Tax rateCity + Anna ISD + county + college, est.

Sources: Redfin (Aug 2026), U.S. Census, City of Anna, Anna ISD, Collin County. Market data changes monthly.

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Anna homes for sale right now

Every active Anna listing from the MLS. Narrow by price, jump to new construction or a neighborhood, or open the full search for beds, baths, pools, and more.

Listing data from NTREIS via IDX Broker. Ask PJ about coming-soon and off-market homes in Anna. Mailing addresses do not always match city limits, so PJ confirms city, school district, and tax rate on any home.

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Find the right Anna home and the right loan

Anna has dozens of builder communities and plenty of resale inventory. A short call covers your budget, which subdivisions fit, the real tax and PID cost, and how builder incentives compare with outside financing.

  • Payment first: see your full monthly cost, including taxes and any PID, before touring.
  • Incentive comparison: builder buydowns side by side with wholesale loan options.
  • Subdivision shortlist: communities that match your price, lot size, and school needs.
  • Tax check: MUD, PID, and exemption details reviewed for each home.
  • One contact: the same person handles the offer and the loan.
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Real clients, real closings800+ Collin County buyers helped.
Anna, Texas real estate

Why buyers choose Anna, TX

Anna is a city of about 35,000 in northern Collin County, on US 75 roughly 45 miles north of downtown Dallas. It borders Melissa to the south and Van Alstyne to the north, and its population has more than doubled since 2020.

Anna started as a railroad stop in 1883, and the 1885 Anna Depot still stands downtown. Today it is mostly new subdivisions east and west of US 75, with Walmart, Anna ISD, and the city among the largest employers. Many residents commute south to McKinney, Allen, and Plano.

Median household income is about $105,600, and 78.5% of homes are owner-occupied. Anna ISD enrolls about 6,700 students and is building new campuses from a 2022 bond, so school zoning in newer subdivisions can change.

Living room and kitchen in a new home
Brick home on a tree-lined street
Community gathering space
35,245Residents, up from 8,249 in 2010
35,245Residents today (2025 estimate)
$105,593Median household income
78.5%Owner-occupied homes
30.7 minAverage commute to work

Location

Anna sits on US 75 in northern Collin County, between Melissa and Van Alstyne. Downtown McKinney is a short drive south, and Sherman is north. Most daily errands and jobs are reached by car along US 75.

Jobs

Local employers are mainly the school district, retail, and the city. Most working residents commute south to McKinney, Allen, Plano, and Frisco. The average commute is about 31 minutes.

What's next

The city's FY2026 budget funds a $30 million police station, two parks, and a Hurricane Creek wastewater plant expansion. Anna ISD plans more schools, with a new elementary projected for 2027.

Brick home on a tree-lined street
New construction

More new homes per buyer than most of Collin County

Anna has more than 30 active builder communities, many starting under $350,000. Builders compete for buyers, so rate buydowns, closing-cost help, and price cuts on finished homes are common.

Starts under $300KBuilder incentivesQuick move-insUS 75 access
Representative photo
Anna housing market · fall 2026

Is now a good time to buy a home in Anna?

For buyers, Anna is one of the softer markets in Collin County right now. The August 2026 median sale price was $341,000, down 2.6% from a year earlier. Homes took a median 78 days to sell, and 53% of listings had a price cut. Only about 11% sold above list, which gives buyers real leverage.

$341,000Median sale price, Aug 2026 (down 2.6% YoY)
205Homes sold in Aug 2026 (up 5.1% YoY)
78 daysMedian days on market (64 a year ago)
98.0%Sale-to-list price ratio
11.2%Homes sold above list price
53.4%Listings with a price drop
$150Median price per sq ft (down 10.2% YoY)
34Redfin Compete Score out of 100

Source: Redfin Anna housing market data, August 2026 (price per sq ft and Compete Score are 3-month figures). Redfin's Anna figures can include nearby addresses outside city limits.

Anna vs. nearby cities

Anna's median sits well below Melissa next door and about $20,000 above Princeton. For comparison, McKinney's August median was $511,000.

Anna$341,000
Melissa$457,500
Princeton$319,495

Source: Redfin median sale prices, August 2026.

Neighborhood guide

Best neighborhoods in Anna, TX

Most Anna inventory is in newer master-planned communities. Prices below are builder starting prices from current listings, not resale medians.

Representative home photo for Anna Town SquareCentral

~$325K+

Anna Town Square

Pulte and Century Communities near the town center.

AnnaAnna ISD, verify by address
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Free comparison

Not sure which neighborhood fits?

Get a side-by-side of prices, school zoning, taxes, and HOA or PID costs for the Anna neighborhoods in your budget.

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Photos are representative, not the specific neighborhood. Prices are builder 'from' prices listed on NewHomeSource, October 2026, and change often. Some Anna-addressed communities sit in the ETJ or another ISD. Verify city limits, MUD or PID status, and school zoning by address.

Community amenity center
Lifestyle

Small-town downtown, suburban new builds

Anna keeps a historic downtown around its 1885 rail depot, while most residents live in newer subdivisions with pools, trails, and parks. The city is adding Bryant Park and Finley Park.

Historic downtownCommunity poolsNew parksLake Lavon nearby
Representative photo
Property taxes

Anna property tax rate explained

Anna's combined rate is about 2.00% before exemptions. The school district is the largest piece. Many newer subdivisions also carry PID or MUD assessments on top of this, so check the tax certificate for any home you consider.

Anna ISD (2025) 1.2399 City of Anna (2025) 0.5251 Collin County (2026) 0.151 Collin College (2026) 0.0812
Taxing entity (2026)Rate per $100
Anna ISD (2025)1.2399
City of Anna (2025)0.5251
Collin County (2026)0.151
Collin College (2026)0.0812
Total, Anna ISD (est.)≈ 2.0%

Sources: Anna ISD 2025–26 adopted rate; City of Anna FY2026 adopted budget; Collin County FY2027 rate adopted Sept. 14, 2026 (reported as about 0.151); Collin College FY2026–27 rate adopted Aug. 25, 2026. Anna ISD and City 2026 rates were not yet confirmed.

Exemptions and special districts

  • Homestead: Texas homeowners get a $140,000 school district homestead exemption on a primary residence. File with the Collin Central Appraisal District after you close.
  • Over 65 or disabled: An additional school exemption applies, and school taxes on the homestead are frozen at the level of the year you qualify.
  • Appraisal cap: Once a homestead exemption is in place, the taxable value of the home can rise no more than 10% per year.
Kitchen in a custom home
Buying in Anna

How to win the right Anna home in this market

Anna has more homes than buyers right now. The goal is to use that leverage on price and terms while checking the details that vary by subdivision.

  1. Get pre-approved firstBuilders and sellers take offers more seriously with a full approval, and it shows which incentives actually lower your payment.
  2. Compare builder incentivesLine up rate buydowns, closing-cost credits, and price cuts across communities like Hurricane Creek and Foster Crossing.
  3. Check PID and MUD costsAsk for the tax certificate and any PID assessment. Two similar homes can have very different total tax bills.
  4. Confirm school zoningAnna ISD is adding campuses, and some Anna addresses are in other districts. Verify the assigned schools by address.
  5. Negotiate on resaleWith 78 median days on market and frequent price cuts, ask for seller concessions, repairs, or a lower price.
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Estimate your Anna payment

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Estimate only, not a loan offer. Uses an estimated combined rate of about 2.00% (Anna ISD and City 2025 rates, Collin County and Collin College 2026 rates) before exemptions and any PID or MUD. Insurance assumes 0.6% of price per year; mortgage insurance isn't included. Rates change daily.

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Schools, commute, and lifestyle

Living in Anna, TX: what to know

Living room and kitchen

Parks and trails

Most master plans include trails, pools, and playgrounds. The city's FY2026 budget funds Bryant Park and a $7 million Finley Park.

Community gathering space

Things to do

Downtown Anna centers on the historic rail depot and local events. Lake Lavon and Historic Downtown McKinney are short drives away.

Lake at sunset

Shopping and dining

Everyday shopping is along US 75, including Walmart. For bigger retail and restaurants, residents head south to McKinney and Allen.

Anna ISD

Anna ISD enrolls about 6,700 students in one high school, two middle schools, and five elementaries. A 2022 bond funds new campuses. Check the current TEA rating on TXschools.gov before you buy.

Other districts

A small part of Anna is in Blue Ridge ISD, and some Anna-addressed subdivisions sit in Melissa or Van Alstyne ISD. Always confirm zoning by address, not by mailing city.

Utilities

Many new subdivisions have their own MUD or PID, which can affect water service and taxes. The city is expanding its Hurricane Creek wastewater plant to keep up with growth.

2022

Anna ISD voters pass a bond for new elementary, middle, and high school campuses.

2025

City adopts its FY2026 budget, funding a $30 million police station.

2026

Work continues on Bryant Park, Finley Park, and the Hurricane Creek wastewater expansion.

2027

Ora Bell Russel Elementary is projected to open for Anna ISD.

Getting around

Anna is a car-dependent city built along US 75. Most commutes run south toward McKinney, Allen, and Plano. There is no DART rail service. Drive times below are typical off-peak estimates.

  • Downtown McKinney ~15 min off-peak
  • Sherman ~25 min off-peak
  • Legacy West, Plano ~40 min off-peak
  • Downtown Dallas ~50 min off-peak
An honest look

Pros and cons of living in Anna

Pros

  • New homes starting under $300,000
  • Prices down and buyers have leverage
  • Many builders competing with incentives
  • Direct US 75 access to McKinney
  • High homeownership and household income
  • Historic downtown with small-town feel

Cons

  • Long commute to Dallas and Plano jobs
  • PID and MUD fees in many subdivisions
  • Combined tax rate around 2%
  • Limited local dining and retail so far
  • School zoning shifting as campuses open
  • Slower resale and frequent price cuts
PJ Zaji, Anna TX REALTOR and mortgage loan officer
Your Anna real estate agent

One expert for the home and the loan

PJ Zaji is a Texas REALTOR® (Lic# 631862-SA) with Monument Realty and a mortgage loan originator with NEXA Mortgage (NMLS #2280005). In Anna, that means one person compares builder incentives against outside financing from 280+ wholesale lenders, checks PID and MUD costs, and negotiates the contract and the loan together.

  • Compares builder rate buydowns with wholesale loan options
  • Reviews PID, MUD, and tax certificates before you commit
  • One contact for the home search and the mortgage
FAQ

Anna, TX real estate: common questions

Still have a question?

Text PJ at 469-817-6060 for a straight answer on any Anna home, neighborhood, or loan question.

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What is the median home price in Anna, TX?

The median sale price in Anna was $341,000 in August 2026, according to Redfin. That was down 2.6% from a year earlier. New-construction homes in Anna start in the mid $200s to high $300s depending on builder and community.

Is Anna, TX a good place to live?

Anna suits buyers who want a newer home at a lower price than McKinney or Melissa and can accept a longer commute. Median household income is about $105,600, and 78.5% of homes are owner-occupied. Dining and retail are still limited.

What school district serves Anna?

Most of Anna is in Anna ISD, which enrolls about 6,700 students. A small area is in Blue Ridge ISD, and some Anna-addressed subdivisions sit in Melissa or Van Alstyne ISD. Check the current TEA rating on TXschools.gov and verify zoning by address.

What is the property tax rate in Anna?

The combined rate is about 2.00% before exemptions, using Anna ISD (1.2399) and City of Anna (0.5251) 2025 rates plus Collin County (about 0.151) and Collin College (0.0812) 2026 rates. Homes in a PID or MUD pay more.

Do Anna subdivisions have MUD or PID taxes?

Many newer Anna communities have a PID assessment or MUD tax on top of the base rate. The amount varies by subdivision. Ask for the tax certificate and seller or builder disclosures before you sign a contract.

How long is the commute from Anna to Dallas?

Downtown Dallas is about 45 miles south on US 75, often around 50 minutes off-peak and longer at rush hour. Downtown McKinney is roughly 15 minutes away. The average Anna commute is about 31 minutes.

Are there new construction homes in Anna?

Yes. Anna has more than 30 active builder communities, including Villages of Hurricane Creek, Anna Town Square, Parks at Foster Crossing, Churchill, and Meadow Vista. Builders include Lennar, Pulte, Bloomfield, Meritage, and Beazer.

Is now a good time to buy in Anna?

Conditions favor buyers. In August 2026, homes took a median 78 days to sell, 53% of listings had a price cut, and the sale-to-list ratio was 98%. That leaves room to negotiate price, repairs, or closing costs.

Should I use the builder's lender in Anna?

Builder incentives often require their preferred lender. Compare the full offer, including rate, fees, and price, against an outside loan. Sometimes a price cut plus outside financing costs less over time than a buydown.

How fast is Anna growing?

Anna grew from 8,249 residents in 2010 to 16,896 in 2020 and an estimated 35,245 in 2025, according to the Census. Anna ISD is adding campuses, and the city is expanding wastewater capacity to keep up.

How do Anna prices compare to nearby cities?

Anna's August 2026 median of $341,000 was below Melissa at $457,500 and McKinney at $511,000, and slightly above Princeton at $319,495, based on Redfin data.

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