Prosper ISD$400Ks–$1M+
Light Farms
11-acre beach lake, 5 pools, 13+ miles of trails
Builders: Shaddock and others
See homes
Celina, TX 75009 & 75078 · Collin County
Celina, TX Homes for Sale & New Construction
America's fastest-growing city, with 14+ master-planned communities and new homes from the low $300s to $3M+. Prices are down about 9% from last year and builders are paying for incentives. Browse every listing, then let one expert negotiate the home and the loan.
$502,500Median sale priceDown 8.6% YoY, Aug 2026
64,427ResidentsUp from 16,739 in 2020
87 daysDays on marketBuyer-leaning market
2.01%Base tax ratePlus PID or MUD in many areas
Sources: Redfin, U.S. Census Bureau, City of Celina. Market data changes monthly.
Live MLS listings · updated daily
Celina homes for sale right now
New construction and resale homes in Celina, straight from the MLS. Pick a price range, filter by school district, or open the full search for beds, baths, lot size, and more.
All Celina homes
New construction
Under $450K
$450K–$600K
$600K–$800K
$800K–$1M
Luxury $1M+
Celina ISD
One story
5+ beds
Listing data from NTREIS via IDX Broker. Many builder spec homes and incentives never hit the MLS; ask PJ for the full list.
Free Celina buyer guide
Real clients, real closingsFive-star reviews from Collin County buyers below.
Get this month's Celina prices and incentives
Tell PJ your budget, school district, and must-haves. You'll get a short list of Celina homes that fit, the incentives each builder is offering right now, and your real monthly payment with taxes and PID included.
- Current incentives and quick move-in specials across Celina communities
- Community comparison: price per square foot, lot sizes, HOA, PID or MUD
- Celina ISD vs. Prosper ISD options in your price range
- Monthly payment estimates shopped across 280+ lenders
- Agent registration so you're represented at every model you visit
Celina, Texas real estate
Why Celina is the fastest-growing city in America
Celina grew from 16,739 people in 2020 to 64,427 in 2025. The U.S. Census Bureau ranked it the No. 1 fastest-growing city in the country with 20,000+ residents, and it's planned for roughly 380,000 people at buildout.
The draw is land. Celina sits directly north of Prosper and Frisco along Preston Road (SH 289), where builders can still offer new homes, bigger amenity packages, and lower prices than the established suburbs to the south. The Dallas North Tollway extension (expected late 2027) and the new Outer Loop link to US 75 make the commute easier every year.
The center of town is still a real small-town square with brick streets, local restaurants, and events like Cajun Fest, the Friday Night Market, and Christmas on the Square.
+24.6%Population growth in one year
64,427Residents in 2025
380KPlanned population at buildout
14+Master-planned communities
9Celina High football state titles
Location
About 40 miles north of Dallas and 37 miles from DFW Airport. Frisco is 20–30 minutes away and McKinney is 25–35. Mostly Collin County, with a small part in Denton County.
Who's moving here
Median household income is about $171,000 and 93% of homes are owner-occupied. Top inbound searches come from Los Angeles, Seattle, Chicago, New York, and San Francisco.
What's new
Methodist Celina hospital (2025), Walmart and the Shawnee Trail development (2026), the 100-acre Wilson Creek Park, and a planned H-E-B in Legacy Hills.
Est. 1876
Small-town square. Big-city momentum.
Brick streets, Friday night lights, and a downtown that still hosts the whole town, surrounded by some of the newest communities in North Texas.
Historic square9 state titlesNew hospital
Celina housing market · fall 2026
Is it a good time to buy a home in Celina, TX?
Right now Celina leans toward buyers. Prices have come down, homes take about three months to sell, and builders are competing with rate buydowns, closing-cost credits, and design allowances.
$502,500Median sale price, Aug 2026 (down 8.6% YoY)
$561,967Median list price, Sept 2026
$192Median price per sq ft sold
87 daysMedian days on market
96.6%Sale-to-list price ratio
53%Share of listings with a price cut
288Homes sold in August 2026 (up 48% YoY)
$2,695Average monthly rent, Oct 2026
Sources: Redfin (Aug 2026), Zillow (Sept–Oct 2026). Figures cover the City of Celina; builder inventory not on the MLS isn't included.
For buyers
Use the leverage. Spec homes that have been finished for 60+ days usually carry the deepest discounts, and a builder's rate buydown can be worth more than a price cut, or less, depending on how long you'll keep the loan. PJ runs both scenarios side by side before you sign.
For sellers
You're competing with builders offering incentives on brand-new homes. Pricing right from day one, offering your own rate buydown, and highlighting what a new home doesn't have yet (mature trees, finished fences, window treatments) matter more than ever. Ask PJ for a Celina home value.
Neighborhood guide
Best neighborhoods and new home communities in Celina
Price, school district, and tax district (PID or MUD) change your monthly payment the most. Here's how Celina's master-planned communities compare.
Prosper ISD
Prosper ISD$500s–$3.5M+
Mustang Lakes
12,000 sq ft clubhouse, 14 lakes, 18 miles of trails
Builders: Perry, Highland, Coventry, Weekley, Britton
See homes
Celina ISD~$295K–$480K+
Legacy Hills & Del Webb (55+)
7 amenity centers, sports park, planned golf course
Builders: Pulte, Del Webb, Lennar, M/I, Ashton Woods
See homes
Celina ISD$500s–$1M+
Cambridge Crossing
Resort pool, 7 lakes, 8 miles of trails at the DNT
Builders: Perry, Highland, UnionMain, Coventry
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Celina ISD$500s–$900s
The Parks at Wilson Creek
On-site elementary, next to 100-acre Wilson Creek Park
Builders: Perry, Highland, Weekley, Tradition
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Celina ISD~$400K–$1M
Ramble (new 2026)
1,380 acres, 4-mile greenbelt, lakes
Builders: American Legend, Coventry, Drees, Highland, Perry
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Celina ISD~$530K–$650K+
North Sky
Pool, dog park, trails, west of Preston
Builders: Perry, American Legend, Taylor Morrison, K. Hovnanian
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Prosper ISD~$375K–$600K+
Sutton Fields
Pools, ponds, community gardens
Builders: Mattamy, Bloomfield, First Texas, M/I
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Prosper ISD / Celina ISDResale + new
Celina ISDLow $400Ks+
Ten Mile Creek
Pool, dog park, 20+ acres of open space
Builders: American Legend, William Ryan, Grenadier
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Celina ISD (verify)~$340K–$730K+
Uptown Celina
Walk to the historic downtown square
Builders: Toll Brothers, Taylor Morrison, Normandy
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Celina ISD$400Ks–$900K
Serenade (2027)
16-acre stocked lake, clubhouse; first homes 2027
Builders: CastleRock, DRB, HistoryMaker, UnionMain
Ask PJ about Serenade
Celina ISDResale
Bluewood
On-site O'Dell Elementary, inside city limits
Builders: Resale (Lennar, D.R. Horton, Meritage, M/I)
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Free comparison
Not sure which community fits?
Get a side-by-side of prices, lot sizes, HOA, PID or MUD, schools, and this month's incentives for the communities in your budget.
Get my comparisonPhotos are representative of North Texas new construction, not the specific community. Builder starting prices from builder and NewHomeSource listings, October 2026; confirm before you sign.
Master-planned living
Resort pools, lakes, and miles of trails
Most Celina communities are built around amenity centers. Light Farms has an 11-acre beach lake, Mustang Lakes has 14 lakes and 18 miles of trails, and Legacy Hills is planning seven amenity centers.
Resort poolsStocked lakesTrail networksOn-site schools
Property taxes, PIDs, and MUDs
Celina property tax rate explained
Every Celina home pays the base rate. Many newer neighborhoods add a PID or MUD on top, which is why two homes at the same price can have very different payments.
Celina ISD 1.2088
City of Celina 0.5717
Collin County 0.1514
Collin College 0.0812
| Taxing entity (2026) | Rate per $100 |
|---|---|
| Celina ISD | 1.2088 |
| City of Celina | 0.5717 |
| Collin County | 0.1514 |
| Collin College | 0.0812 |
| Total base rate | ≈ 2.013% |
Prosper ISD addresses use 1.2011 instead of the Celina ISD rate. Sources: City of Celina, Celina ISD, Prosper ISD, Collin County, Community Impact (Aug–Sept 2026).
PID vs. MUD in Celina
- PID (public improvement district): a flat yearly dollar charge set by lot size, billed separately from your tax rate. Celina has 27 of them; 2026–27 charges run about $2,700 to $6,500 a year, and most can be paid off early.
- MUD (municipal utility district): adds a tax rate instead. Light Farms is in Collin County MUD No. 1 at $0.89 per $100, for a total of about 2.33%, but pays no city tax because it's outside city limits.
- Homestead exemption: Texas raised the school homestead exemption to $140,000 (plus $60,000 more for owners 65+ or disabled). File with Collin CAD or Denton CAD the year you move in.
- Ask before you sign: request the PID payoff, MUD rate, and HOA dues in writing for the exact lot, then plug them into the calculator below.
How to get the best deal from a Celina builder
The friendly person in the model home works for the builder. Their job is to sell at the highest price with the fewest concessions. Your agent's job is the opposite.
- Register your agent on your first visitMost builders won't add an agent after you've walked in alone.
- Builder compensation usually covers itBuilders typically pay the buyer's agent, so representation often costs you nothing.
- Compare incentives, not just pricesA rate buydown, closing costs, or upgrades can be worth more or less than a price cut depending on your plans.
- Check the builder's lender against the marketAs a mortgage broker with 280+ lenders, PJ shows whether the builder's "free" buydown beats a lower price with your own loan.
- Inspect a brand-new homePre-drywall and final inspections catch problems before closing.
Estimate your Celina payment
$0/ month
- Principal + interest (30-yr)
- $0
- Property tax
- $0
- Homeowners insurance (est.)
- $0
- HOA + PID
- $0
Estimate only, not a loan offer. Uses the 2026 base tax rate before exemptions; add your PID or MUD. Insurance assumes 0.6% of price per year; mortgage insurance isn't included. Rates change daily.
Schools, commute, and lifestyle
Living in Celina, TX: what to know
Downtown and events
The historic square hosts Cajun Fest, Splash & Blast, the Friday Night Market, Oktoberfest, Beware! of the Square, and Christmas on the Square.
Parks and trails
Old Celina Park, Founders Station Park, and the 100-acre Wilson Creek Park, plus trails in every master plan.
Room to spread out
Bigger lots and covered patios for less than Prosper or Frisco.
Celina ISD
Rated B by the state for five straight years, with about 6,350 students. Voters approved a $2.295 billion bond in May 2025 for 10 new campuses, including a second high school around 2029–31.
Prosper ISD
Serves south Celina, including Light Farms, Mustang Lakes, Sutton Fields, Creeks of Legacy, and part of Lilyana. Boundaries were redrawn for 2026–27, so verify each address.
Health and shopping
Methodist Celina Medical Center opened in 2025. Walmart anchors Shawnee Trail at Preston and the Outer Loop, with Prosper and Frisco retail 15–30 minutes south.
Getting around
Preston Road (SH 289) is the main north-south route. The Dallas North Tollway extension to FM 428 is expected in late 2027, and the Outer Loop now connects Celina to US 75.
- Frisco 20–30 min
- McKinney 25–35 min
- DFW Airport ~45 min
- Downtown Dallas 50–65 min
An honest look
Pros and cons of living in Celina
Pros
- Brand-new homes, schools, parks, and a hospital
- Prices down about 9% and strong builder incentives
- Lower entry price than Prosper and Frisco
- Prosper ISD available in south Celina
- Small-town square and big community events
- Upside as the Tollway and Outer Loop open up
Cons
- Base tax rate near 2%, plus PID or MUD in many areas
- 50–65 minute drive to downtown Dallas
- Construction traffic on Preston Road
- Shopping and dining still catching up
- Resale homes compete with builder incentives
- School boundaries shift as new campuses open
Your Celina real estate agent
One expert for the home and the loan
PJ Zaji is a Texas REALTOR® (Lic# 631862-SA) with Monument Realty and a mortgage loan originator with NEXA Mortgage (NMLS #2280005), focused on Collin County. Instead of handing you off between an agent and a lender, you get one person negotiating the contract and shopping 280+ wholesale lenders for your financing.
- Side-by-side comparisons of Celina communities and builders
- Incentive strategy: price cut vs. rate buydown vs. closing costs
- Pre-approval that builders and sellers take seriously
FAQ
Celina, TX real estate: common questions
Still have a question?
Text PJ at 469-817-6060 for a straight answer on any Celina home, builder, or loan question.
Call or text PJIs Celina, TX a good place to live?
For many buyers, yes. Celina is the fastest-growing city in the U.S. among cities over 20,000 people (Census, 2025 estimates), with a historic downtown square, master-planned communities, a new hospital, and Celina ISD and Prosper ISD schools. The trade-offs are a higher tax rate and a longer drive to Dallas.
How much is a house in Celina, TX?
The median sale price was about $502,500 in August 2026 (Redfin), down about 8.6% from a year earlier. Zillow's typical home value was about $514,000 and the median list price was about $562,000 in September 2026. New homes start in the low $300s and luxury homes in Mustang Lakes reach $3.5M+.
What is the property tax rate in Celina, TX?
The 2026 base rate is about 2.01%: City of Celina 0.5717, Celina ISD 1.2088, Collin County 0.1514, and Collin College 0.0812 per $100 of value. Many newer communities add a PID assessment, and Light Farms is in a MUD that brings its total to about 2.33%.
Does Celina have MUD or PID taxes?
Many new communities do. The City of Celina lists 27 public improvement districts (PIDs), which are flat yearly charges by lot size, often about $2,700 to $6,500 a year. Light Farms sits in Collin County MUD No. 1 at $0.89 per $100, outside city limits, so it pays no city tax.
What school district is Celina, TX in?
Most of Celina is in Celina ISD, rated B by the state for five straight years. South Celina, including Light Farms, Mustang Lakes, Sutton Fields, Creeks of Legacy, and part of Lilyana, is in Prosper ISD. Boundaries change as new schools open, so verify by address.
What county is Celina, TX in?
Celina is mostly in Collin County, with a small western portion in Denton County. Most addresses use ZIP code 75009, while several south Celina neighborhoods use Prosper's 75078 ZIP.
Are home prices dropping in Celina?
Yes. Prices were down about 9% year over year as of August 2026, largely because of heavy new-construction supply. Homes took a median of 87 days to sell, sold for about 96.6% of list price, and about half of listings had a price cut.
When will the Dallas North Tollway reach Celina?
The North Texas Tollway Authority expects the extension from US 380 to FM 428 to open in late 2027. The Collin County Outer Loop link from Celina to US 75 opened in November 2025.
How far is Celina from Dallas and DFW Airport?
Celina is about 40 miles north of downtown Dallas, usually a 50 to 65 minute drive. DFW Airport is about 37 miles, roughly 45 minutes. Frisco is about 20 to 30 minutes and McKinney about 25 to 35 minutes.
Does Celina have a hospital and an H-E-B?
Methodist Celina Medical Center, a full-service hospital with an ER and labor and delivery, opened in March 2025. Walmart opened in April 2026. H-E-B owns a 21-acre site in Legacy Hills but has not announced an opening date.
What are the best neighborhoods in Celina?
Buyers most often compare Mustang Lakes, Light Farms, Cambridge Crossing, Legacy Hills (including Del Webb for 55+), The Parks at Wilson Creek, Lilyana, and the new Ramble community. The right one depends on your budget, school district, and how you feel about PID or MUD costs.
Do I need my own agent to buy a new construction home in Celina?
You don't have to, but the builder's sales team represents the builder. Builders usually pay the buyer's agent, and most require your agent to be registered on your first visit, so bring your agent from the start.
Keep exploring
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