Multi-builder~$470K–$650K
Liberty
Master-planned community with several builders, including Highland, Perry, and Bloomfield
See homes
Melissa, TX 75454 · Collin County · Melissa ISD
Melissa, TX Homes for Sale & New Construction
Melissa sits on US 75 just north of McKinney, with a fast-growing school district and a deep supply of new construction. Prices have eased: the median sale price was $457,500 in August 2026, and more than half of listings have cut their price.
$457,500Median sale priceDown 2.8% YoY, Aug 2026
29,969ResidentsCensus estimate, 2025
64 daysDays on marketAbout 98.3% of list price
1.89%Tax rate≈ City + Melissa ISD, 2026
Sources: Redfin (Aug 2026), U.S. Census, Melissa ISD, Collin County, City of Melissa. Market data changes monthly.
Live MLS listings · updated daily
Melissa homes for sale right now
Every active Melissa listing from the MLS. Narrow by price, jump to new construction or a neighborhood, or open the full search for beds, baths, pools, and more.
All Melissa homes
New construction
Under $350K
$350K–$600K
$600K–$900K
Luxury $900K+
Liberty
Meadow Run
Creek View
Milrany Ranch
Listing data from NTREIS via IDX Broker. Ask PJ about coming-soon and off-market homes in Melissa. Mailing addresses do not always match city limits, so PJ confirms city, school district, and tax rate on any home.
Free Melissa buyer consultation
Real clients, real closings800+ Collin County buyers helped.
Find the right Melissa home and the right loan
Get a clear plan for buying in Melissa. It covers what you can afford at today's rates, which subdivisions fit your budget and school needs, and how builder incentives compare with outside loan options.
- True monthly cost: principal, interest, taxes, insurance, and any MUD or PID, by address
- Builder comparison: incentives across Melissa communities, side by side
- Loan shopping: rates from 280+ wholesale lenders through NEXA Mortgage
- School zoning check: current Melissa ISD campus for each home you consider
- Negotiation plan: how to use price cuts and days on market in your offer
Melissa, Texas real estate
Why buyers choose Melissa, TX
Melissa is a city of about 30,000 people covering 11.5 square miles in north-central Collin County. It sits along US 75, SH 5, and SH 121, about 6 miles north of McKinney and roughly 40 miles from downtown Dallas.
Melissa still feels like a small town, but it is growing fast. The population more than doubled between 2020 and 2025. The largest employers are Melissa ISD, HEB, Redden Concrete, Beam Construction, and the Buc-ee's on US 75. Most housing is newer single-family subdivisions, and several large apartment communities have been added recently.
The median household income is $138,763, and 52.6% of adults hold a bachelor's degree. Melissa ISD has grown to about 8,600 students, and voters approved an $875 million bond in 2025 for new campuses. Buyers should expect school zoning to shift as schools open.
29,969Residents, up from 1,350 in 2000
$138,763Median household income
88.7%Homes that are owner-occupied
52.6%Adults with a bachelor's degree
8,583Melissa ISD students, 2026
Location
Melissa is in north-central Collin County, between McKinney and Anna. US 75 runs along its west side, SH 121 crosses the east side, and SH 5 runs through the old town center. Downtown McKinney is about 6 miles southwest.
Jobs
Local employers include Melissa ISD, HEB, two concrete companies, and Buc-ee's. Most residents commute south to McKinney, Allen, Plano, and Frisco. The average commute is 33.6 minutes.
What's next
The 2025 school bond pays for three to five new elementary schools, a middle school, and a 9th grade center. The city's second fire station is scheduled to be finished by the end of 2026.
New construction
More house for the money north of McKinney
Builders in Melissa start well below most of southern Collin County. Several communities list homes from the mid $300s, and price drops on resale homes give buyers room to negotiate.
Builder incentivesLarger lotsMelissa ISDUS 75 access
Melissa housing market · fall 2026
Is now a good time to buy a home in Melissa?
Melissa is a buyer-friendly market right now. The median sale price was $457,500 in August 2026, down 2.8% from a year earlier. Homes took a median of 64 days to sell, and 55.5% of listings had a price cut. Most homes still sold close to asking, at about 98.3% of list price.
$457,500Median sale price, Aug 2026 (down 2.8% YoY)
88Homes sold, Aug 2026 (down 10.2% YoY)
64 daysMedian days on market (up 3 YoY)
98.3%Sale-to-list price ratio
55.5%Listings with a price drop
10.2%Homes sold above list price
$169Median price per square foot
403Homes for sale, Oct 2026
Sources: Redfin Melissa housing market (Aug 2026) and Redfin listings count (Oct 2026). Portal figures may include some addresses outside city limits.
Neighborhood guide
Best neighborhoods in Melissa, TX
Melissa's subdivisions range from builder communities starting in the $300s to custom homes on acreage. Most are newer than 2010, and many are still building.
Multi-builder
New + resale~$380K–$440K+
Townhomes tooFrom ~$375K
New constructionFrom ~$432K
Newer homes~$540K
Entry priceFrom ~$376K
First-time buyersFrom ~$327K
Entry priceFrom ~$352K
Check MUD~$565K
Acreage feel~$830K
Luxury new buildFrom ~$809K
Established~$350K
Free comparison
Not sure which neighborhood fits?
Get a side-by-side of prices, school zoning, taxes, and HOA or PID costs for the Melissa neighborhoods in your budget.
Get my comparisonPhotos are representative, not the specific neighborhood. Prices are builder starting prices from NewHomeSource and recent Redfin listings or average prices, Oct 2026. Ranges change often. Verify school zoning by address with Melissa ISD.
Lifestyle
Small-town Melissa with McKinney next door
Melissa has an older town core along SH 5, a high school that graduated its first class in 2007, and a newly expanded library. Bigger shopping, dining, and medical care are about 10 to 15 minutes south in McKinney.
Town centerExpanded libraryBuc-ee's on US 75Quick McKinney access
Property taxes
Melissa property tax rate explained
Melissa's combined rate is about 1.89% before exemptions. Melissa ISD makes up most of the bill. Some newer subdivisions, especially outside city limits, add a MUD or PID assessment, so check the exact tax rate for each address.
Melissa ISD 1.2008
City of Melissa 0.4541
Collin County 0.151
Collin College 0.0812
| Taxing entity (2026) | Rate per $100 |
|---|---|
| Melissa ISD | 1.2008 |
| City of Melissa | 0.4541 |
| Collin County | 0.151 |
| Collin College | 0.0812 |
| Total, Melissa ISD (≈) | ≈ 1.89% |
| Plus MUD or PID, where present | Varies by subdivision |
Sources: Melissa ISD tax rate ordinance (Aug 17, 2026), Collin College (Aug 25, 2026), Collin County (Sept 14, 2026, ≈ $0.151), City of Melissa 2025 adopted rate (2026 rate not yet confirmed).
Exemptions and special districts
- Homestead: File with Collin Central Appraisal District for your primary home. Texas school districts exempt $140,000 of value, and the City of Melissa offers a percentage homestead exemption.
- Age 65 or disabled: An extra school exemption applies, and your school taxes are frozen. The City of Melissa also offers a senior and disabled tax freeze.
- MUD and PID notice: If the home is in a MUD or PID, the seller or builder must give you a written notice. It shows the extra rate or assessment, so read it before you sign.
How to win the right Melissa home in this market
With 64 days on market and frequent price cuts, buyers in Melissa have leverage. The goal is to use it without overpaying for the lot, the builder upgrades, or the tax rate.
- Get fully pre-approvedA full pre-approval lets you compare builder incentives against an outside lender's rate and costs on the same terms.
- Compare tax rates by addressTwo homes at the same price can carry very different bills if one is in a MUD or PID.
- Check school zoningMelissa ISD is opening new campuses with bond money, so confirm current and planned zoning before you buy.
- Negotiate on aged listingsMore than half of listings have cut their price. Homes past 60 days often accept credits or price reductions.
- Weigh resale against newA two- to five-year-old resale home often includes blinds, a fence, and landscaping that new builds charge extra for.
Estimate your Melissa payment
$0/ month
- Principal + interest (30-yr)
- $0
- Property tax
- $0
- Homeowners insurance (est.)
- $0
- HOA + PID
- $0
Estimate only, not a loan offer. Uses the approximate 2026 Melissa ISD, City of Melissa, Collin County, and Collin College rate before exemptions. Insurance assumes 0.6% of price per year; mortgage insurance isn't included. Rates change daily.
Schools, commute, and lifestyle
Living in Melissa, TX: what to know
Town center and events
Melissa grew from a railroad town laid out in 1872. Its older blocks along SH 5 sit a few minutes from the newer subdivisions, and Melissa High School athletics are a local focus.
Parks and library
The city maintains neighborhood parks and trails, and many subdivisions add their own pools and green space. The public library recently expanded to about three times its former size.
Shopping and dining
HEB, Buc-ee's, and new retail along US 75 cover daily needs. McKinney's restaurants, Craig Ranch, and larger shopping centers are about 10 to 20 minutes south.
Melissa ISD
Melissa ISD serves about 8,600 students across nine campuses. Enrollment has grown by more than 260% since 2016. Check the district's current TEA accountability rating on TXschools.gov before you buy.
Nearby districts
School district lines don't always match city limits or mailing addresses. Willow Wood, for example, has a McKinney address but is zoned to Melissa ISD. Confirm the district for each address, since it affects schools and taxes.
Healthcare
The nearest full-service hospitals are in McKinney, about 10 to 15 minutes south on US 75. The city runs its own fire department, with a second station due by the end of 2026.
2020
The census counted 13,901 residents, up from 4,695 in 2010.
2025
Voters approved Melissa ISD's $875 million bond for new schools, land, and technology.
2025
The Census estimated Melissa's population at 29,969, more than double the 2020 count.
2026
The city's second fire station is scheduled to be finished by the end of the year.
Getting around
Melissa is car-dependent. US 75 is the main route south to McKinney, Allen, Plano, and Dallas. SH 121 leads southwest toward Frisco and DFW Airport. Rush-hour traffic on US 75 through McKinney adds time.
- Downtown McKinney ~12–15 min off-peak
- Legacy West, Plano ~30 min off-peak
- Downtown Dallas ~45 min off-peak
- DFW Airport ~50–55 min off-peak
An honest look
Pros and cons of living in Melissa
Pros
- Lower prices than McKinney, Allen, and Frisco
- Many new-construction options with builder incentives
- Fast-growing Melissa ISD with new campuses funded
- Direct US 75 and SH 121 access
- Buyers have negotiating leverage in this market
- High owner-occupancy rate, at about 89%
Cons
- Long commute to Dallas, about 45 minutes
- MUD or PID assessments in some subdivisions
- School zoning can change as campuses open
- Rush-hour congestion on US 75 through McKinney
- Limited dining and nightlife within city limits
- Hospitals and big shopping are in McKinney
Your Melissa real estate agent
One expert for the home and the loan
PJ Zaji is a Texas REALTOR® (Lic# 631862-SA) with Monument Realty and a mortgage loan originator with NEXA Mortgage (NMLS #2280005). In Melissa, that means one person compares builder incentives against loans from 280+ wholesale lenders, checks MUD and PID costs, and negotiates the price.
- Compares builder-lender incentives against outside loan offers
- Checks the tax rate, MUD, and PID for each address before you write an offer
- Handles both the home search and the loan, with no handoff
FAQ
Melissa, TX real estate: common questions
Still have a question?
Text PJ at 469-817-6060 for a straight answer on any Melissa home, neighborhood, or loan question.
Call or text PJWhat is the median home price in Melissa, TX?
Redfin reported a median sale price of $457,500 in August 2026, down 2.8% from a year earlier. New-construction communities start from the mid $300s, and custom homes in areas like Country Ridge run above $800,000.
Is Melissa, TX a good place to live?
Melissa suits buyers who want a newer home, a growing school district, and a smaller-town feel within 15 minutes of McKinney. The tradeoffs are a longer commute to Dallas and fewer restaurants and stores inside city limits.
What school district serves Melissa?
Melissa is served by Melissa ISD, which has about 8,600 students on nine campuses. District lines don't always match city limits or mailing addresses, so verify zoning and the district by address.
What are property taxes in Melissa, TX?
The combined 2026 rate is about 1.89% before exemptions for Melissa ISD, the city, Collin County, and Collin College. On a $457,500 home, that is roughly $8,650 a year before the homestead exemption.
Do Melissa homes have MUD or PID taxes?
Some do, mainly newer subdivisions and areas outside city limits. A MUD or PID adds to the base rate. The seller or builder must disclose it in writing, so compare the full tax rate before choosing between communities.
How long is the commute from Melissa to Dallas?
Downtown Dallas is about 40 miles away, roughly 45 minutes off-peak via US 75 and longer at rush hour. The average commute for Melissa residents is 33.6 minutes, since many work in McKinney, Allen, Plano, or Frisco.
Is there new construction in Melissa?
Yes. Builders include Highland, Perry, Bloomfield, Drees, First Texas, Ashton Woods, Starlight, Pacesetter, UnionMain, Impression, and Netze. Starting prices range from about $327,000 to over $800,000.
Is now a good time to buy in Melissa?
Conditions favor buyers. The median price is down 2.8% from last year, homes take a median of 64 days to sell, and over half of listings have cut their price. That gives room to negotiate on price, credits, or rate buydowns.
How fast is Melissa growing?
The Census estimated 29,969 residents in 2025, up from 13,901 in 2020 and 1,350 in 2000. Melissa ISD enrollment has grown by more than 260% since 2016.
Should I use the builder's lender in Melissa?
Not automatically. Builder incentives are often tied to their lender, but an outside lender can sometimes beat the total cost. Compare the full loan estimate, including rate, fees, and credits, side by side.
How does Melissa compare to Anna and McKinney?
Melissa sits between the two on price. It is generally above Anna and below McKinney. It has its own school district, while Anna has lower prices and McKinney has more jobs, shopping, and established neighborhoods.
Keep exploring
More Melissa searches and nearby cities
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