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McKinney, TX · Single story homes

One Story Homes for Sale in McKinney, TX

Almost half of the homes sold in McKinney last year were single story. Search them by price, new or resale, and neighborhood, with MLS numbers updated October 2026.

REALTOR® + Loan Originator (NMLS #2280005)280+ lenders469-817-6060
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Get every McKinney one story home in your price range

1,442One story homes soldMcKinney, last 12 months
44%Of all McKinney salesWere single story homes
$418KMedian sold priceAbout $224 per sq ft
39 daysMedian time on market16 days faster than two story

Source: NTREIS MLS, McKinney city, homes with one level, closed Oct 2025 to Oct 2026. Data deemed reliable, not guaranteed.

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Free McKinney one story search

Every one story home that fits, with the real payment

Tell PJ your budget, bedrooms, and must haves. You get a short list of McKinney single story homes, including new builds with incentives, and the monthly payment for each one.

  • Every listing, not just the ads. New construction, resale, and coming soon homes in one list.
  • Real numbers. Tax rate, HOA or PID, and payment for each home before you tour it.
  • One person for the home and the loan. REALTOR® and loan originator, NMLS #2280005.
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Real clients, real closings800+ Collin County buyers helped.
One story vs two story

What a single level home really costs in McKinney

You pay more per square foot for a one story home because the foundation and roof cover every square foot of living space. You get less square footage for the same budget, and in McKinney these homes sold faster.

One story homes

Median sold price$418K
Price per sq ft$224
Median size1,984 sq ft
Median days on market39
See one story homes

Two story homes

Median sold price$570K
Price per sq ft$201
Median size3,002 sq ft
Median days on market55
See all McKinney homes

NTREIS MLS, McKinney city residential sales, Oct 2025 to Oct 2026.

Covered patio and backyard of a single story home
Single level living

No stairs, and a home that works at every stage

Buyers choose one story homes for different reasons: young kids, aging parents moving in, knees that are done with stairs, or a plan to stay put for twenty years. Whatever the reason, the floor plan matters more than the square footage.

Primary suite on the main floorEasier cleaning and upkeepBetter for multigenerational livingStrong resale demand
Representative photo
Neighborhood guide

Where to find one story homes in McKinney

Neighborhoods with the most one story sales in the last 12 months. Every card opens live single level listings in that neighborhood.

Free comparison

Not sure which area fits?

Get a side by side of one story homes in your budget across McKinney, with taxes, HOA, and PID costs.

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Photos are representative. Stonebridge Ranch lists under many village names in the MLS, so it is not shown as one card. Ask PJ for its one story homes.

Open living room in a single story home
Floor plans

Open plans, split bedrooms, and a study

The most popular one story plans in McKinney put the primary suite on one side and secondary bedrooms on the other, with a study near the entry. Ask PJ to filter for a three car garage, a pool, or a guest suite.

3 and 4 bedroom plansSplit bedroom layoutsStudy or flex roomThree car garages
Representative photo
Before you buy

Six things to check on any one story home

Lot size and orientation

A single level home covers more of the lot, so yards can be smaller. Check backyard depth and which way the patio faces.

Roof and foundation

The roof is larger on a one story home. On resale homes, ask for the roof age and any foundation repair records.

Tax rate, PID, and MUD

Many new communities add a PID or MUD. Two homes at the same price can have very different payments.

HOA rules

Del Webb and other 55 and up communities have age rules. Read the HOA documents before you write an offer.

Room to grow

If guests or family will stay with you, look for a split plan, a second suite, or a study that can be a bedroom.

School district

Most of McKinney is McKinney ISD, but parts of west and north McKinney are Frisco ISD or Prosper ISD. Check the address.

Kitchen in a single story home
Plan the payment

Know your payment before you tour

PJ is a REALTOR® and a mortgage loan originator, so you see the full monthly payment on every one story home before you fall in love with it. He shops more than 280 wholesale lenders for your rate.

  1. Get pre-approved.Know your real budget, including taxes and HOA.
  2. Get the short list.One story homes that fit, new and resale, in one list.
  3. Tour and negotiate.PJ handles builder incentives or resale terms.
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Estimate a McKinney payment

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Principal + interest (30-yr)
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Property tax
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Homeowners insurance (est.)
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HOA + PID
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Estimate only. McKinney tax rates are often around 2 percent with McKinney ISD, plus any PID or MUD. Insurance estimated at 0.6 percent of price per year.

Get a real quote from PJ (NMLS #2280005)
PJ Zaji, McKinney TX REALTOR and mortgage loan officer
Your McKinney real estate agent

One expert for the home and the loan

PJ Zaji helps buyers find single story homes across McKinney and Collin County. Because he is also the loan originator, he can tell you what a home will cost each month before you write an offer, and negotiate builder incentives toward your rate.

  • Every one story listing, plus coming soon and new builds
  • Payment, taxes, and HOA on each home
  • Builder incentives negotiated for you
FAQ

McKinney one story homes: common questions

Still have a question?

Text PJ at 469-817-6060 for a straight answer on any McKinney home or loan question.

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How many one story homes sell in McKinney?

About 1,442 one story homes closed in McKinney in the last 12 months, roughly 44 percent of all home sales in the city. About 378 were listed for sale on October 14, 2026.

How much does a one story home cost in McKinney?

The median one story home sold for about $417,500, or $224 per square foot, with a median size of about 1,984 square feet. About 616 sold under $400,000 and 81 sold for $700,000 or more.

Are one story homes more expensive than two story homes?

Per square foot, yes. One story homes sold for a median of about $224 per square foot versus about $201 for two story homes. Two story homes are bigger, so their median price is higher at about $570,000.

Are there new construction one story homes in McKinney?

Yes. About 347 one story homes built in 2025 or 2026 closed in the last year, mostly in Trinity Falls, Simpson Crossing, Eastridge, Shaded Tree, Preserve at Honey Creek, and Cypress Creek West. The median new one story home sold for about $403,000.

Is there a 55 and up community in McKinney with one story homes?

Yes. Del Webb at Trinity Falls is an active adult community. About 33 homes there closed in the last 12 months at a median of about $488,000.

Do one story homes sell faster?

In McKinney they did. One story homes had a median of 39 days on market versus 55 days for two story homes over the last 12 months.

Find your McKinney one story home

Tell PJ your budget and must haves. He will send every single level home that fits, with the real monthly payment.

One Strategy For The Home & The Financing

Most buyers search for the home and figure out the mortgage separately.

I help you look at both.

As a REALTOR® and mortgage professional, I can help you understand how the home price, negotiations, builder incentives, financing and monthly payment work together.

FIND THE RIGHT HOME

  • Homes that fit your needs

  • New construction

  • Resale homes

  • Builder incentives

  • Negotiation

UNDERSTAND NUMBERS

  • Down payment options

  • Mortgage Options

  • Monthly Payment

  • Closing Cost

  • Seller Credit

Make A Smarter Decision

  • Compare Your Options

  • Understand the real cost

  • Know what fits you

  • Decide whether buying now make sense