New and resale$555K median
Trinity Falls
The busiest community in McKinney, with trails, a lake, and a Del Webb section for buyers 55 and up.
See Trinity Falls homesMoving to McKinney, Texas?
Find the McKinney Areas That Fit Your Budget, Commute and Housing Priorities
You do not need to scroll through hundreds of homes to figure out where to live.
Answer a few quick questions and see which McKinney areas, communities and homes I would investigate first based on what matters most to you.
Relocation guide · MLS data updated October 2026
Moving to McKinney, TX
Find the McKinney neighborhoods that fit your budget, commute, and schools. Real prices from the MLS, every neighborhood linked to live listings, and one local expert for the home and the loan.
Free McKinney shortlist
Tell PJ where to send your best fit areas
3,259Homes soldMcKinney, last 12 months
$495KMedian sold priceAbout $206 per sq ft
49 daysMedian time on marketLast 12 months
29%Were brand new homesBuilt 2025 or 2026
Source: NTREIS MLS, McKinney city residential sales closed in the last 365 days, pulled Oct 14, 2026. Deemed reliable, not guaranteed.
What your budget buys
McKinney homes by budget
Each card opens live MLS listings in McKinney at that price. Counts are closed sales over the last 12 months.
Under $400K864 soldTownhomes, older homes, and entry level new construction on the east side of the city.See homes under $400K →
$400K to $500K785 soldResale homes in established neighborhoods like Eldorado, plus many new build options.See $400K to $500K →
$500K to $700K1,105 soldThe biggest segment, including most master planned communities like Trinity Falls and Painted Tree.See $500K to $700K →
$700K to $1M381 soldLarger homes in Tucker Hill, Stonebridge Ranch, and newer luxury sections.See $700K to $1M →
$1M and up124 soldEstate lots, golf course homes, and luxury new construction.See $1M+ homes →
Every price3,259 soldOpen the full McKinney search and filter by beds, baths, pool, garage, and school district.See all McKinney homes →
Free relocation shortlist
Real clients, real closings800+ Collin County buyers helped.
The right McKinney areas, before you fly in
Tell PJ your budget, schools, and commute. You get a short list of McKinney neighborhoods and homes that fit, with taxes and the real monthly payment on each one.
- A plan before the trip. Know which three or four areas to tour so one weekend is enough.
- Video tours on request. PJ walks homes on video when you cannot be here in person.
- One person for the home and the loan. REALTOR® and loan originator, NMLS #2280005.
Let’s Narrow Down Your McKinney Search
McKinney has established neighborhoods, newer communities, new construction, townhomes and luxury homes at very different price points.
The right place to start depends on your budget, commute and housing priorities.
Why people move here
Why buyers choose McKinney
A historic downtown, newer master planned communities, and prices below Frisco and Prosper. Here is what living here looks like.
Parks and trails
Miles of community trails, Erwin Park mountain bike trails, and the Heard Natural Science Museum and Wildlife Sanctuary.
Amenity rich communities
Most master planned neighborhoods include pools, clubhouses, and playgrounds.
Newer homes
About 29 percent of sales were brand new homes, from entry level to luxury.
About 30 miles to Dallas
Access to US 75, SH 121, and US 380, with Legacy West and Frisco jobs about 20 minutes away.
Historic downtown
Local shops, restaurants, and year round events around the square, plus TPC Craig Ranch and Stonebridge Ranch golf.
Strong school options
McKinney ISD covers most of the city, with parts zoned to Frisco ISD and Prosper ISD.
Relocating
Moving from out of state? Start with the map
Most out of town buyers lose time touring the wrong side of the city. Pick two or three areas based on commute and schools first, then tour homes.
Commute firstThen schoolsThen the homeVideo tours available
Neighborhood guide
Popular McKinney neighborhoods
Sales and median prices from the last 12 months. Every card opens live listings in that neighborhood or its full guide.
New and resale
Master planned$580K median
Painted Tree
Newer master planned community in north McKinney. Almost all sales were 2025 builds.
Read the Painted Tree guide
Golf community$509K median
Craig Ranch
West McKinney near SH 121 jobs and shopping, built around TPC Craig Ranch.
See Craig Ranch homes
EstablishedAbout $650K
Stonebridge Ranch
Large master planned community with lakes, pools, golf, and a beach club.
See Stonebridge homes
Established$443K median
Traditional$715K median
New construction$630K median
Aster Park
All new construction from several builders, with resort style amenities.
Read the Aster Park guide
New constructionLuxury builders
New constructionNew community
Entry level new$325K to $347K
Simpson Crossing and Eastridge
Among the lowest new home prices in McKinney, on the east side of the city.
See Simpson Crossing
Free comparison
Not sure which area fits?
Get a side by side of the neighborhoods that match your budget, schools, and commute.
Get my comparisonSource: NTREIS MLS, McKinney city, residential sales closed in the last 365 days, pulled October 14, 2026. Photos are representative. Stonebridge Ranch lists under many village names, so its count is not shown.
New construction or resale
New build or resale? Compare both
Both boxes open live McKinney listings.
Built 2025 or 202629%Of McKinney sales were newBuilders often offer rate buydowns and closing cost help. Register PJ before your first visit so he can negotiate them for you.See new construction →
Resale71%Of sales were resale homesMature trees, finished yards, and often no PID or MUD on the tax bill. More room to negotiate on price.See resale homes →
Before you move
Six things to check before you choose an area
Two homes at the same price in McKinney can come with very different taxes, schools, and drive times.
School district
McKinney ISD covers most of the city, but parts of McKinney are zoned to Frisco ISD or Prosper ISD. Check the exact address, not the city name.
Tax rate, PID, and MUD
Many new communities carry a PID or MUD on top of the base tax rate. Ask for the full rate before you compare payments.
Commute at rush hour
North McKinney and west McKinney feel very different on a weekday morning. Drive it at 7:30 AM before you commit.
HOA rules and fees
Master planned communities have amenity fees and rules on fences, pools, and parking. Read them before you write an offer.
Future construction
McKinney is still growing. Check planned roads, retail, and new phases next to the home.
Insurance and roof age
North Texas hail drives insurance costs. Ask for the roof age and get an insurance quote early.
Getting around
McKinney sits at US 75 and SH 121, about 30 miles north of downtown Dallas. Approximate drive distances from downtown McKinney:
- Downtown Dallas about 30 miles
- Legacy West, Plano about 20 miles
- Frisco about 15 miles
- DFW Airport about 45 miles
- Dallas Love Field about 33 miles
An honest look
Pros and cons of living in McKinney
Pros
- Prices below Frisco and Prosper for similar homes
- Lots of new construction with builder incentives
- Historic downtown and strong community events
- Parks, trails, golf, and lakes
Cons
- Longer commute to Dallas than closer in suburbs
- PID and MUD fees in many new communities
- Traffic on US 75 and SH 121 at rush hour
- Rapid growth means ongoing construction
Know your payment before you move
PJ is a REALTOR® and a mortgage loan originator, so you see the full monthly payment, with taxes and HOA, on every McKinney home before you fly in. He shops more than 280 wholesale lenders for your rate.
- Get pre-approved.Know your real budget before you pick an area.
- Get the shortlist.Two or three areas and the homes that fit.
- Tour and close.In person or on video, with one person managing the home and the loan.
Estimate a McKinney payment
$0/ month
- Principal + interest (30-yr)
- $0
- Property tax
- $0
- Homeowners insurance (est.)
- $0
- HOA + PID
- $0
Estimate only. McKinney tax rates are often around 2 percent, plus any PID or MUD. Insurance estimated at 0.6 percent of price per year.
Your McKinney real estate agent
You should not have to figure this out alone
Buying a home is not just about finding a property you love. It is also about understanding what you are paying, how you are financing it, and whether the overall deal makes sense. PJ helps you look at both sides before you decide.
- Neighborhood shortlist built around your commute and schools
- Payment, taxes, and HOA on every home
- Video tours when you cannot be here in person
FAQ
Moving to McKinney: common questions
Still have a question?
Text PJ at 469-817-6060 for a straight answer on any McKinney neighborhood or loan question.
Call or text PJIs McKinney, TX a good place to live?
For many buyers, yes. McKinney offers newer homes, a historic downtown, parks and trails, and easy access to US 75 and SH 121. Prices are lower than in Frisco and Prosper for similar size homes, with a median sold price around $495,000 in the last 12 months.
How much does a home cost in McKinney?
The median sold price over the last 12 months was $495,000, or about $206 per square foot. About 864 homes sold under $400,000, and 124 sold for $1M or more.
What school district is McKinney in?
McKinney ISD serves most of the city. Parts of west and north McKinney are zoned to Frisco ISD or Prosper ISD, and a few edges fall in other districts. Always check the school district for the exact address.
How far is McKinney from Dallas?
Downtown McKinney is about 30 miles north of downtown Dallas. Most commuters use US 75 or SH 121, and drive times depend heavily on traffic.
Are property taxes high in McKinney?
Texas has no state income tax, so property taxes do the heavy lifting. Combined rates in McKinney are often around 2 percent of assessed value, and many newer communities add a PID or MUD. Ask for the exact tax rate before you choose a neighborhood.
How much of McKinney is new construction?
About 29 percent of McKinney home sales in the last 12 months were brand new homes built in 2025 or 2026, mostly in Painted Tree, Trinity Falls, Aster Park, Simpson Crossing, and Eastridge.
Keep exploring
More McKinney searches and guides
Ready to move to McKinney?
Tell PJ your budget, schools, and commute. He will send a shortlist of McKinney neighborhoods with real numbers.
You Shouldn't Have to Figure This Out Alone
Buying a home isn't just about finding a property you love.
It's also about understanding what you're paying, how you're financing it and whether the overall deal makes sense.
I help you look at both sides before you make the decision.
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